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Looking for a fha loan specialist in Muncie? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Muncie, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 14 fha loan specialists in Muncie, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
1403 W McGalliard Rd #1, Muncie, IN 47304
7658816138
Ruoff Mortgage - Muncie
3607 Wheeling Ave, Muncie, IN 47304
7655872280
Ryan Vannatter, Ruoff Mortgage
3607 Wheeling Ave, Muncie, IN 47304
7657489790
Preferred Capital
4904 Wheeling Ave, Muncie, IN 47304
7658969863
KTL Performance Mortgage Muncie
4710 E Jackson St Suite 2, Muncie, IN 47303
7652734711
Justin Phillips, Ruoff Mortgage
3607 Wheeling Ave, Muncie, IN 47304
7658082111
Heights Finance
1213 E McGalliard Rd, Muncie, IN 47303
7652821655
Kayla Kreigh, Ruoff Mortgage
3607 Wheeling Ave, Muncie, IN 47304
4193101220
Clayton Wright, Ruoff Mortgage
3607 Wheeling Ave, Muncie, IN 47304
7655172723
Andy Thorpe, Ruoff Mortgage
3607 Wheeling Ave, Muncie, IN 47304
7657440490
Union Home Mortgage
1812 W McGalliard Rd, Muncie, IN 47304
7652820507
Thrive Mortgage - Muncie IN
1812 W McGalliard Rd, Muncie, IN 47304
7652820507
Cindy Buchanan - Old National Bank
320 S High St, Muncie, IN 47305
7652543948
Chase Home Lending
912 S Tillotson Ave, Muncie, IN 47304
7032177900
FHA loan specialists in Muncie Indiana help borrowers navigate government backed mortgages with lower down payments and flexible credit requirements. Indiana law requires all mortgage loan originators to be licensed through the Indiana Department of Financial Institutions. A local specialist can guide you through the unique requirements for FHA loans in Delaware County.
What Does a FHA Loan Specialist in Muncie Cost?
Typical costs for an FHA loan in Indiana include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs in Muncie usually range from 3,000 to 6,000 dollars but vary by lender and property. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Muncie Indiana?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify with a 10 percent down payment. Indiana lenders may have their own overlay requirements so check with a specialist.
Are there Indiana specific limits for FHA loan amounts in Muncie?
Yes FHA loan limits are set by county. For Delaware County Indiana the 2025 FHA loan limit for a single family home is 498,257 dollars. Higher limits apply for multi unit properties. A specialist can confirm the current limits for your situation.
How long does an FHA loan closing take in Indiana?
A typical FHA loan closing in Indiana takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs or if appraisal issues arise. Your specialist will provide a timeline based on your specific case.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.