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Find FHA Loan Specialists Near You in Bloomington, IN
Directory of fha loan specialists in Bloomington, Indiana. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Bloomington, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 20 fha loan specialists in Bloomington, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ruoff Mortgage - Bloomington
1551 S Piazza Dr, Bloomington, IN 47401
8126503800
John La Bella - Guild Mortgage
205 N College Ave #315, Bloomington, IN 47404
8123349700
Jason Sumner
3939 S Walnut St, Bloomington, IN 47401
8123252888
Heather Bozarth, Ruoff Mortgage
1551 S Piazza Dr, Bloomington, IN 47401
8123616667
North Point Home Loans LLC
6640 N Utt Dr, Bloomington, IN 47408
8127275212
Sally Burks Elmore, Ruoff Mortgage
1551 S Piazza Dr, Bloomington, IN 47401
8123278547
Brittany Eckerle, Ruoff Mortgage
1551 S Piazza Dr, Bloomington, IN 47401
8126067009
Ryan Langley, Ruoff Mortgage
1551 S Piazza Dr, Bloomington, IN 47401
8122191219
Indiana Mortgage Company Inc.
3900 S Walnut St Suite C, Bloomington, IN 47401
8123233008
Scott Kieffner, Ruoff Mortgage
1551 S Piazza Dr, Bloomington, IN 47401
8123202605
Karan Rastall, Ruoff Mortgage
1551 S Piazza Dr, Bloomington, IN 47401
8126067653
Vince Weddle, Ruoff Mortgage
1551 S Piazza Dr, Bloomington, IN 47401
8123226147
Mortgage Masters Bloomington
3939 S Walnut St #3, Bloomington, IN 47401
8123222845
Scott Muckerheide, NMLS: 546486, PrimeLending
509 E Hillside Dr STE 103, Bloomington, IN 47401
8123698200
Mandi Eaton, Ruoff Mortgage
1551 S Piazza Dr, Bloomington, IN 47401
8123204007
Tom Hriso, Ruoff Mortgage
1551 S Piazza Dr, Bloomington, IN 47401
8123699194
Nick Lightfoot, Ruoff Mortgage
1551 S Piazza Dr, Bloomington, IN 47401
8123454504
Thrive Mortgage
1909 S Walnut St, Bloomington, IN 47401
8123342000
Alisha Kaye Schott - CMG Home Loans
3939 S Walnut St, Bloomington, IN 47401
8128217725
Kathy Bowman - CMG Home Loans
3939 S Walnut St #3, Bloomington, IN 47401
8123222157
FHA loan specialists in Bloomington Indiana help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. Indiana law requires FHA loan originators to be licensed through the Nationwide Multistate Licensing System. Bloomington buyers often use FHA loans for homes in Monroe County where median home prices are above the state average.
What Does a FHA Loan Specialist in Bloomington Cost?
FHA loan specialist fees in Indiana typically range from 1 to 2 percent of the loan amount for origination and processing. The upfront mortgage insurance premium is 1.75 percent of the loan amount added to the total loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Bloomington usually total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Bloomington Indiana?
For 2024 the FHA loan limit for a single-family home in Monroe County is $498,257. This limit applies to most areas in Indiana and is adjusted annually by the Department of Housing and Urban Development.
Do FHA loans require a minimum credit score in Indiana?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Indiana lenders may have additional overlays.
Can I use an FHA loan for a fixer-upper in Bloomington?
Yes the FHA 203k loan program allows you to finance both the purchase and renovation of a home. Indiana law requires licensed contractors for any structural work. Bloomington has many older homes eligible for this program.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.