Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 8 fha loan specialists in Dyer, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Wintrust Indiana
1101 Joliet St, Dyer, IN 46311
2193225964
David Polarek at Rate (NMLS #195167)
2103 Northwinds Dr, Dyer, IN 46311
2192273570
Rate
2103 Northwinds Dr, Dyer, IN 46311
2198647030
Fairway Independent Mortgage Corporation
425 Joliet St #100, Dyer, IN 46311
2198653070
Tracy Padgett at Rate (NMLS #622569)
2103 Northwinds Dr, Dyer, IN 46311
6308691042
Wintrust Mortgage
1101 Joliet St, Dyer, IN 46311
2193225964
Jim Paglis at Rate (NMLS #109395)
2103 Northwinds Dr, Dyer, IN 46311
2198647030
Jonathan O'Brien at Rate (NMLS #196862)
2103 Northwinds Dr, Dyer, IN 46311
2192273568
What Does a FHA Loan Specialist in Dyer Cost?
FHA loan costs in Indiana include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums (MIP) range from 0.15 percent to 0.75 percent depending on loan term and down payment. Typical closing costs in Indiana run from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Dyer Indiana?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. If your score is between 500 and 579, you may still qualify but will need a 10 percent down payment. Indiana lenders may have their own overlays, so check with a specialist.
Are FHA loans only for first-time homebuyers in Indiana?
No, FHA loans are available to any qualified borrower, not just first-time buyers. You can use an FHA loan to purchase a primary residence in Dyer, including single-family homes, condos, and townhouses. There is no income limit, but you must meet standard FHA debt-to-income ratio requirements.
What are the FHA loan limits for Lake County Indiana in 2024?
For 2024, the FHA loan limit for a single-family home in Lake County, Indiana, is $498,257. For a two-unit property, the limit is $637,950. These limits are set by the Department of Housing and Urban Development and apply to Dyer and surrounding areas.