ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare fha loan specialists in Carmel. Review contact information and insurance categorys before you decide.
16 agents listed
Updated May 2026
Carmel, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 16 fha loan specialists in Carmel, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Total Quality Lending
630 W Carmel Dr #160, Carmel, IN 46032
8003041925
Chad Fallis at CrossCountry Mortgage
645 W Carmel Dr Suite 170, Carmel, IN 46032
3178193935
Lennar Mortgage, LLC Indiana
11555 N Meridian St Suite 210, Carmel, IN 46032
3176434649
Powell Home Mortgage
601 E Greyhound Pass, Carmel, IN 46032
3178638226
Mack Howell - First Community Mortgage - NMLS ID 362121
600 E Carmel Dr #124, Carmel, IN 46032
3173723653
Mark Kuchik at CrossCountry Mortgage
645 W Carmel Dr Suite 170, Carmel, IN 46032
3178193910
Ruoff Mortgage - Carmel
11711 N Meridian St #130, Carmel, IN 46032
3178532670
Chris Cannon, Ruoff Mortgage
11711 N Meridian St #130, Carmel, IN 46032
8122194324
Advisors Mortgage Group - Carmel, IN - South
600 E Carmel Dr SUITE 272, Carmel, IN 46032
3174973933
Verified Mortgage
38 W Main St Suite 119, Carmel, IN 46032
3176508547
Duffy Mullen - Leader One Financial
15 E Main St Ste 300, Carmel, IN 46032
3177530127
Chris Pisano at Rate (NMLS #1493954)
252 W Main St, Carmel, IN 46032
3177307990
Brokered Rate Mortgage Corp.
408 W Main St, Carmel, IN 46032
3176605780
Shaneka Pedersen at Rate (NMLS #426201)
252 W Main St, Carmel, IN 46032
3172454496
CrossCountry Mortgage, LLC
645 W Carmel Dr Suite 170, Carmel, IN 46032
3178461250
Current Mortgage - Central Indiana
200 S Rangeline Rd #129, Carmel, IN 46032
3174958042
An FHA loan specialist in Carmel, Indiana helps homebuyers navigate FHA-insured mortgages, which require lower down payments and credit scores than conventional loans. In Indiana, FHA loan limits for 2024 range from $498,257 for a single-family home in Hamilton County to higher amounts for multi-unit properties. Local specialists understand Carmel's real estate market and can guide you through Indiana's specific appraisal and property condition requirements.
What Does a FHA Loan Specialist in Carmel Cost?
Typical costs for an FHA loan in Indiana include an upfront mortgage insurance premium of 1.75% of the loan amount, annual mortgage insurance premiums of 0.45% to 1.05%, and standard closing costs of 2% to 5% of the purchase price. For a $300,000 home in Carmel, closing costs might range from $6,000 to $15,000. These costs vary by lender, loan amount, and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Carmel Indiana?
An FHA loan specialist guides borrowers through the FHA loan process, including pre-approval, documentation, and closing. They ensure the property meets FHA minimum property standards and help with Indiana-specific requirements like the state's mortgage tax and recording fees.
What are the FHA loan limits for Carmel Indiana in 2024?
For 2024, the FHA loan limit for a single-family home in Hamilton County, which includes Carmel, is $498,257. Limits increase for two-, three-, and four-unit properties, up to $958,350 for a four-unit home.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Carmel who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.