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Directory of fha loan specialists in Streator, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Streator, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 8 fha loan specialists in Streator, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
SOCU Northpoint Branch
120 E Northpoint Dr, Streator, IL 61364
8156735577
OneMain Financial
305 E Main St, Streator, IL 61364
8156722903
Creditors' Discount & Audit
415 E Main St, Streator, IL 61364
8156723176
Streator Home Savings Bank
132 S Monroe St, Streator, IL 61364
8156735566
Joe Starkey Jr - COUNTRY Financial Representative
415 E Main St, Streator, IL 61364
8156731508
Anderson Investment Services LLC
302 E Main St, Streator, IL 61364
8156725850
Green Financial Group
107 E Bridge St, Streator, IL 61364
8156724871
Edward Jones - Financial Advisor: Kevin D Dean, AAMS®
303 E Main St 1st Flr, Streator, IL 61364
8156732222
An FHA loan specialist in Streator Illinois can guide you through the Federal Housing Administration loan process. These loans are popular for first time homebuyers and require a lower down payment than conventional loans. Illinois law requires all mortgage loan originators to be licensed through the Illinois Department of Financial and Professional Regulation.
What Does a FHA Loan Specialist in Streator Cost?
Typical costs for an FHA loan specialist in Illinois include an origination fee of 0.5 to 1.0 percent of the loan amount. Appraisal fees range from $500 to $700 and credit report fees are about $30 to $50. Closing costs in Illinois generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Streator?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Lenders in Illinois may have their own overlays beyond FHA minimums.
What are the FHA loan limits for Streator Illinois?
FHA loan limits vary by county. For LaSalle County where Streator is located the 2025 limit for a single family home is typically around $498,257. Higher limits apply for multi unit properties. Check the HUD website for the exact current limit.
Do FHA loans require mortgage insurance in Illinois?
Yes FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. They also require an annual mortgage insurance premium paid monthly. This insurance protects the lender and cannot be canceled if your down payment is less than 10 percent.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.