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Looking for a fha loan specialist in Aurora? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Aurora, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 20 fha loan specialists in Aurora, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Centennial Mortgage
2471 W Sullivan Rd Suite 1, Aurora, IL 60506
8774632610
The Hill Mortgage Company
75 Executive Dr Ste # 117, Aurora, IL 60504
6306184235
Guild Mortgage - Linda Callaghan
2471 W Sullivan Rd Suite 1, Aurora, IL 60506
6308549037
Guild Mortgage - Barney Stanner
2471 W Sullivan Rd Suite 1, Aurora, IL 60506
7735515507
Cassandra Bajak-Sr.Mortgage LO Guild Mortgage
2471 W Sullivan Rd Suite 1, Aurora, IL 60506
8478775588
Guild Mortgage - Cindy Allen
2471 W Sullivan Rd Suite 1, Aurora, IL 60506
6305423383
Shamrock Home Mortgage, Inc
1723 Simms St, Aurora, IL 60504
3312260550
Guild Mortgage - Cassandra Bajak
2471 W Sullivan Rd Suite 1, Aurora, IL 60506
8478775588
Guild Mortgage - Cari Zepeda
2471 W Sullivan Rd Suite 1, Aurora, IL 60506
6303622340
Guild Mortgage - Omar Gonzalez
2471 W Sullivan Rd Suite 1, Aurora, IL 60506
8159196481
Guild Mortgage - Jenn Gawenda
2471 W Sullivan Rd Suite 1, Aurora, IL 60506
6305464780
Katy Winans - Guild Mortgage
2471 W Sullivan Rd, Aurora, IL 60506
6304539841
Michael Giacomino | Mortgage Loan Officer
2471 W Sullivan Rd, Aurora, IL 60506
6307467478
Guild Mortgage - Jennifer Castillo
2471 W Sullivan Rd Suite 1, Aurora, IL 60506
6303470121
Guild Mortgage - John Schwab
2471 W Sullivan Rd Suite 1, Aurora, IL 60506
6308062832
Guild Mortgage - Kara Morris
2471 W Sullivan Rd Suite 1, Aurora, IL 60506
6308774663
Guild Mortgage - Diane Reyes
2471 W Sullivan Rd Suite 1, Aurora, IL 60506
6308062843
Beth Prickett at Guild Mortgage LLC
2471 W Sullivan Rd Suite 1, Aurora, IL 60506
6305149661
Matt Hufford at Guild Mortgage
2471 W Sullivan Rd Suite 1, Aurora, IL 60506
7732201107
FNBO Mortgage Lending Office
140 S River St, Aurora, IL 60506
6304665026
An FHA loan specialist in Aurora Illinois can help you navigate the Federal Housing Administration loan process. Illinois law requires all mortgage loan originators to be licensed through the Illinois Department of Financial and Professional Regulation. Local specialists understand Aurora real estate market conditions and can guide you through FHA requirements for down payments and credit scores.
What Does a FHA Loan Specialist in Aurora Cost?
Typical costs for an FHA loan specialist in Illinois include an origination fee of 1 to 1.5 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Aurora usually total 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Aurora do?
An FHA loan specialist helps borrowers understand FHA loan guidelines and complete the application process. They review your financial documents and help you meet the minimum 3.5 percent down payment requirement. Specialists also explain Illinois specific property condition standards required for FHA approval.
What are the credit score requirements for an FHA loan in Illinois?
The standard FHA loan requires a minimum credit score of 580 for the 3.5 percent down payment option. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Illinois lenders may have additional overlays that require higher scores.
Are there income limits for FHA loans in Aurora Illinois?
FHA loans do not have strict income limits but require stable employment and debt to income ratios below 43 percent. Illinois law requires lenders to verify your income with recent pay stubs and tax returns. The loan amount is based on your ability to repay rather than a maximum income cap.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.