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Find FHA Loan Specialists in Belleville, IL

Compare fha loan specialists in Belleville. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
Belleville, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 5 fha loan specialists in Belleville, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
1095 N Green Mt Rd Ste. 300, Belleville, IL 62221
6186280200
World Finance
1915 Carlyle Ave B, Belleville, IL 62221
6182770366
Superior Home Loans
301 W A St, Belleville, IL 62220
6182393800
Mortgage Makers
1924 Lebanon Ave, Belleville, IL 62221
6182354100
Hard Money Lenders Belleville IL
1 S Church St, Belleville, IL 62220
6186794102

An FHA loan specialist in Belleville, Illinois helps home buyers navigate Federal Housing Administration insured loans. These loans are popular in St. Clair County due to lower down payment requirements and flexible credit standards. Illinois law requires all mortgage loan originators to be licensed through the Illinois Department of Financial and Professional Regulation, ensuring a standard of professionalism for borrowers in Belleville.

What Does a FHA Loan Specialist in Belleville Cost?

Typical costs for FHA loan specialist services in Illinois include an origination fee of 1% of the loan amount, plus an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. Appraisal fees in Belleville usually cost $400 to $700. Closing costs generally total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Belleville do?
An FHA loan specialist guides you through the FHA loan process, from pre-approval to closing. They help you understand FHA credit score minimums, debt-to-income ratios, and property requirements. In Illinois, they also ensure your loan complies with state-specific mortgage regulations.
What are the FHA loan limits for Belleville Illinois?
For 2024, the FHA loan limit for a single-family home in St. Clair County, including Belleville, is $498,257. This amount can change annually based on median home prices. A specialist can confirm the current limit for your desired property.