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Compare fha loan specialists in Alton. Review contact information and insurance categorys before you decide.
14 agents listed
Updated May 2026
Alton, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 14 fha loan specialists in Alton, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
1752 Homer M Adams Pkwy, Alton, IL 62002
6184659330
Heights Finance
228 Regional Dr, Alton, IL 62002
6184620139
Mariner Finance
1837 Homer M Adams Pkwy Suite G-2, Alton, IL 62002
6184662728
Regional Finance
1837 Homer M Adams Pkwy Suite Q, Alton, IL 62002
6186192641
OneMain Financial
215 E Center Dr d, Alton, IL 62002
6184652566
Altonized Community Federal Credit Union
4435 N Alby St, Alton, IL 62002
6184663884
Associated Bank
104 Homer M Adams Pkwy, Alton, IL 62002
6184654422
Busey Bank
4415 Martin Luther King Dr, Alton, IL 62002
6184676700
Sports Afield Mortgage
3644 Fosterburg Rd, Alton, IL 62002
6184946491
Heartland Bank and Trust Company
200 Homer M Adams Pkwy, Alton, IL 62002
6184655656
Edward Jones - Financial Advisor: Art Fahrner, CFP®
2305 State St, Alton, IL 62002
6189958394
Wells Fargo Advisors
112 Homer M Adams Pkwy, Alton, IL 62002
6184660011
Preferred Mortgage Services, Inc.
2375 East Homer M Adams Pkwy, Alton, IL 62002
6184635700
US Bank Mortgage
2627 State St, Alton, IL 62002
8008722657
FHA loan specialists in Alton, Illinois help homebuyers navigate Federal Housing Administration loans, which are popular for their low down payment requirements. Illinois law requires all mortgage loan originators to be licensed through the Illinois Department of Financial and Professional Regulation. Local specialists understand the Alton real estate market and can guide buyers through FHA appraisal and underwriting processes specific to the region.
What Does a FHA Loan Specialist in Alton Cost?
FHA loan costs in Illinois include an upfront mortgage insurance premium of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums range from 0.45 percent to 1.05 percent of the loan balance depending on loan term and down payment. Typical closing costs in Alton range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Alton Illinois?
FHA loans require a minimum 3.5 percent down payment for borrowers with a credit score of 580 or higher. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. The property must also meet FHA minimum property standards and be the borrowers primary residence.
How do I find a licensed FHA loan specialist in Alton?
You can search the Nationwide Mortgage Licensing System database to verify a loan originators license. In Illinois, all mortgage loan originators must hold a valid license from the Illinois Department of Financial and Professional Regulation. Local banks and credit unions in Alton often employ FHA specialists.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.