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Directory of fha loan specialists in Romeoville, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Romeoville, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 2 fha loan specialists in Romeoville, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Mortgage
50 Phelps Ave, Romeoville, IL 60446
8158869595
Chase Home Lending
399 S Weber Rd, Romeoville, IL 60446
7739643204
An FHA loan specialist in Romeoville, Illinois can guide you through the process of obtaining a mortgage insured by the Federal Housing Administration. Illinois law requires all mortgage loan originators to be licensed through the Illinois Department of Financial and Professional Regulation. Local specialists understand the Romeoville real estate market and can help you meet FHA requirements such as a minimum 3.5 percent down payment.
What Does a FHA Loan Specialist in Romeoville Cost?
Typical costs for an FHA loan specialist in Illinois include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Romeoville generally range from 2 to 5 percent of the purchase price. These costs vary by lender, loan amount, and property type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Romeoville?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender in Illinois may have its own overlays on top of FHA requirements.
Are there income limits for FHA loans in Illinois?
FHA loans do not have a strict income limit, but your debt to income ratio must typically be below 43 percent. Illinois lenders will verify your employment and income history. The loan amount is also subject to FHA county loan limits, which for Will County are updated annually.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.