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Find FHA Loan Specialists Near You in Riverside, IL

Browse fha loan specialists serving Riverside, Illinois. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Riverside, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 2 fha loan specialists in Riverside, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jennifer Kossman - Mortgage Lender; First American Bank
15 Riverside Rd, Riverside, IL 60546
7735243980
Brendan Financial Inc
30 East Ave, Riverside, IL 60546
7084422686

An FHA loan specialist in Riverside Illinois can guide you through the process of obtaining a government-backed mortgage. Illinois law requires lenders to be licensed and follow specific disclosure rules under the Illinois Residential Mortgage License Act. Working with a local specialist helps you understand property eligibility and down payment assistance programs available in Cook County.

What Does a FHA Loan Specialist in Riverside Cost?

Typical costs for an FHA loan specialist in Illinois include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Lender origination fees usually range from 0.5 percent to 1.0 percent of the loan amount. Closing costs in Illinois average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Riverside Illinois?
An FHA loan specialist helps you apply for a Federal Housing Administration insured mortgage. They review your credit, income, and property details to ensure you meet FHA guidelines. In Illinois, specialists must be licensed mortgage loan originators with the state.
What are the FHA loan limits for Riverside Illinois?
For 2025, the FHA loan limit for a single-family home in Cook County including Riverside is $498,257. Higher limits apply for duplexes and larger properties. These limits are set by the Department of Housing and Urban Development and can change annually.