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Looking for a fha loan specialist in Homewood? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Homewood, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 4 fha loan specialists in Homewood, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
BMO Harris Bank Mortgage
17620 Halsted St, Homewood, IL 60430
7087981100
Tai Rebecca Cotton - Chase Home Lending Advisor - NMLS ID 428090
18301 Dixie Hwy, Homewood, IL 60430
7085747795
Chase Home Lending
18301 Dixie Hwy, Homewood, IL 60430
7085747795
US Bank Mortgage
18300 Dixie Hwy Suite 200, Homewood, IL 60430
8008722657
An FHA loan specialist in Homewood Illinois can guide you through the Federal Housing Administration loan process. These professionals understand local property values in Cook County and Illinois specific mortgage laws such as the Illinois Residential Mortgage License Act. They help borrowers with low down payments and flexible credit requirements for homes in Homewood and surrounding areas.
What Does a FHA Loan Specialist in Homewood Cost?
Typical costs for an FHA loan specialist in Illinois include an origination fee of 1% to 1.5% of the loan amount. Upfront mortgage insurance premium is 1.75% of the loan. Appraisal fees in Cook County range from $500 to $700. Other closing costs such as title insurance and recording fees add $2,000 to $4,000. Costs vary by lender, loan size, and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Homewood do?
An FHA loan specialist helps you apply for an FHA insured mortgage. They review your credit, income, and property eligibility under HUD guidelines and Illinois law. They also explain local requirements like Cook County property transfer taxes.
What are the FHA loan limits for Homewood Illinois?
For 2025 the FHA loan limit for a single family home in Cook County is $498,257. Higher limits apply for multi unit properties. Your specialist can confirm the exact limit for your specific property type.
Are there Illinois specific rules for FHA loans?
Yes Illinois requires lenders to be licensed under the Residential Mortgage License Act. Also Illinois law mandates specific disclosures about interest rates and fees. An FHA specialist ensures compliance with these state rules.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.