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Directory of fha loan specialists in Ketchum, Idaho. Verify credentials with the state mortgage licensing authority before hiring.
14 agents listed
Updated May 2026
Ketchum, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 14 fha loan specialists in Ketchum, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
WaFd Bank
460 Sun Vly Rd E, Ketchum, ID 83340
2087261300
D.L. Evans Bank
491 N Main St # 100, Ketchum, ID 83340
2086220415
Sarah Uhlenhopp at Rate (NMLS #2025183)
131 Sun Vly Rd W Unit #201 Suite E, Ketchum, ID 83340
2086275995
Idaho First Bank
291 Washington Ave, Ketchum, ID 83340
2084715420
Engel & Völkers Sun Valley
131 Sun Vly Rd E, Ketchum, ID 83340
2089287223
Mountain West Bank - Ketchum
331 N Leadville Ave, Ketchum, ID 83340
2086221639
Rate
131 Sun Vly Rd W Unit #201 Suite E, Ketchum, ID 83340
2082027805
Alpine Capital Mortgage
333 Main St S #207, Ketchum, ID 83340
2087265466
Zions Bank Wood River Valley
311 N Main St, Ketchum, ID 83340
2087263007
First Colony Mortgage Ketchum Branch
220 River St E Suite B, Ketchum, ID 83340
2089601996
Eliza Buck-U.S. Bank Mortgage
111 N Main St, Ketchum, ID 83340
2085783667
Stifel
111 N Main St 3rd Floor Suite B, Ketchum, ID 83340
2086228720
Guild Mortgage Company
400 Sun Vly Rd E suite 205-j, Ketchum, ID 83340
2083090170
Mercer Advisors - Sun Valley
131 4th St E #320, Ketchum, ID 83340
2087268858
An FHA loan specialist in Ketchum Idaho helps borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Idaho law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the unique real estate market in the Wood River Valley and can guide you through FHA loan limits specific to Blaine County.
What Does a FHA Loan Specialist in Ketchum Cost?
Typical costs for an FHA loan specialist in Idaho include an origination fee of 1 to 2 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Ketchum generally total 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Ketchum Idaho?
For 2024 the FHA loan limit for a single-family home in Blaine County is $498,257. This amount is adjusted annually by the Department of Housing and Urban Development based on median home prices in the area.
Do I need a special license to be an FHA loan specialist in Idaho?
Yes all mortgage loan originators in Idaho must hold a valid license through the Nationwide Multistate Licensing System. They must also complete continuing education courses approved by the Idaho Department of Finance.
What credit score do I need for an FHA loan in Ketchum?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but must put down at least 10 percent.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Idaho.