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Compare fha loan specialists in Hayden. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Hayden, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 4 fha loan specialists in Hayden, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jason Kelly at CrossCountry Mortgage
8596 N Wayne Dr Unit A8, Hayden, ID 83835
2086766367
Mutual of Omaha Reverse Mortgage
9040 Hess St, Hayden, ID 83835
2087626887
STCU: Hayden Home Loan Center
255 Hayden Ave, Hayden, ID 83835
2086194000
Brad Ekstrom, STCU Home Loans, NMLS #213929
255 Hayden Ave, Hayden, ID 83835
7205005443
An FHA loan specialist in Hayden, Idaho can guide you through the process of obtaining a Federal Housing Administration insured mortgage. These loans are popular in Idaho due to lower down payment requirements and flexible credit guidelines. Local specialists understand Idaho property values and can help you navigate state specific regulations for manufactured homes or rural properties common in Kootenai County.
What Does a FHA Loan Specialist in Hayden Cost?
FHA loan costs in Idaho include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, and an annual mortgage insurance premium (MIP) ranging from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Hayden typically range from 2 to 5 percent of the purchase price. Lender fees vary by institution. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Hayden do?
An FHA loan specialist helps you determine if you qualify for an FHA loan, guides you through the application process, and ensures your loan meets FHA and Idaho specific requirements. They also help with property condition standards and appraisal rules.
What are the credit score requirements for an FHA loan in Idaho?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Idaho lenders may have overlays that require higher scores.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Idaho.