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Compare fha loan specialists in Nampa. Review contact information and insurance categorys before you decide.
15 agents listed
Updated May 2026
Nampa, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 15 fha loan specialists in Nampa, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FHA loan specialists in Nampa Idaho assist homebuyers with government backed mortgages that require lower down payments. These loans are popular in the Treasure Valley due to Idaho's rising home prices. Specialists guide clients through Idaho specific requirements like local property tax assessments and FHA appraisal standards.
What Does a FHA Loan Specialist in Nampa Cost?
Typical costs for FHA loan specialist services in Idaho include an origination fee of 1 percent of the loan amount. Upfront mortgage insurance premium is 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Appraisal fees in Nampa are usually 500 to 700 dollars. Title and escrow fees add 1,500 to 3,000 dollars. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Nampa do?
An FHA loan specialist helps you apply for a Federal Housing Administration insured loan. They review your credit, income, and debt to ensure you meet FHA guidelines. They also explain Idaho specific rules like the state's mortgage recording tax and escrow requirements.
What are the FHA loan limits for Nampa Idaho in 2025?
For 2025 the FHA loan limit for a single family home in Canyon County is 498,257 dollars. This limit applies to most areas in Nampa. Higher limits may apply for duplexes or triplexes.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Idaho.