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Looking for a fha loan specialist in Hailey? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Hailey, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 12 fha loan specialists in Hailey, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
D.L. Evans Bank
609 S Main St, Hailey, ID 83333
2087882130
Pioneer Federal Credit Union | Hailey, ID
841 N Main St, Hailey, ID 83333
2085873304
CASHTYME
20 E Bullion St C-3, Hailey, ID 83333
2087889000
Mountain West Bank
206 N Main St #8413, Hailey, ID 83333
2085780449
Rory Tongg at CrossCountry Mortgage
314 S River St Unit 304B, Hailey, ID 83333
8084604578
Lindsay Zondag
14 W Bullion St UNIT C1, Hailey, ID 83333
2087203541
WaFd Bank
215 N Main St, Hailey, ID 83333
2087884553
Movement Mortgage
14 E Bullion St UNIT C1, Hailey, ID 83333
8773141499
myIDFi, Inc.
141 Sioux Dr, Hailey, ID 83333
9496321976
loanDepot Lindsay Zondag
101 E Bullion St STE 3F, Hailey, ID 83333
2087203541
WooHoo Mortgage LLC
141 Sioux Dr, Hailey, ID 83333
2087268007
US Bank Mortgage
314 N Main St, Hailey, ID 83333
8008722657
FHA loan specialists in Hailey Idaho help homebuyers navigate Federal Housing Administration loans which are popular in the Wood River Valley. These loans require a minimum down payment of 3.5 percent and are available for primary residences in Blaine County. Idaho law does not impose additional state specific FHA restrictions but local property values in Hailey often exceed standard FHA loan limits requiring specialists to calculate maximum financing accurately.
What Does a FHA Loan Specialist in Hailey Cost?
Typical costs for FHA loan services in Idaho include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums ranging from 0.45 to 1.05 percent depending on loan term and down payment. Lender origination fees usually fall between 0.5 and 1.5 percent of the loan amount. Appraisal fees in Hailey average $500 to $700. Closing costs typically total 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Hailey Idaho?
For 2025 the FHA loan limit for a single family home in Blaine County is $498,257. This limit applies to most areas in Hailey and surrounding towns. Higher limits may apply for duplexes triplexes or four unit properties.
Do I need a special license to be an FHA loan specialist in Idaho?
FHA loan specialists in Idaho must hold a mortgage loan originator license through the Nationwide Multistate Licensing System. They must also complete continuing education approved by the Idaho Department of Finance. No separate FHA specific license is required.
Can I use an FHA loan for a second home or investment property in Hailey?
No FHA loans are only for primary residences. The borrower must occupy the home as their main dwelling within 60 days of closing. Rental properties vacation homes and second homes do not qualify.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Idaho.