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FHA Loan Specialists in Naugatuck, CT

Directory of fha loan specialists in Naugatuck, Connecticut. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Naugatuck, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 2 fha loan specialists in Naugatuck, CT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Marion Szarzynski - Annie-Mac Home Mortgage
175 Church St, Naugatuck, CT 06770
2037685098
Amity Mortgage LLC
223 Meadow St, Naugatuck, CT 06770
2037296681

An FHA loan specialist in Naugatuck Connecticut can guide you through the Federal Housing Administration loan process. Connecticut law requires lenders to provide specific disclosures within three business days of application. Local specialists understand Naugatuck property values and Connecticut housing market conditions.

What Does a FHA Loan Specialist in Naugatuck Cost?

Typical costs for an FHA loan specialist in Connecticut include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual MIP of 0.55 to 0.85 percent. Closing costs generally range from 3 to 6 percent of the purchase price. Lender fees vary between $500 and $1,500. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Naugatuck?
An FHA loan specialist helps you apply for government-backed mortgages with lower down payments. They review your credit, income, and property eligibility for FHA guidelines. Specialists also explain Connecticut-specific requirements like the state Housing Finance Authority programs.
What are the FHA loan limits for Naugatuck Connecticut?
For 2024, the FHA loan limit for a single-family home in New Haven County including Naugatuck is $498,257. Higher limits apply for multi-unit properties. Your specialist can confirm current limits as they adjust annually.