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Find FHA Loan Specialists in Danbury, CT

Looking for a fha loan specialist in Danbury? Review the directory below to compare your options.

10 agents listed
Updated May 2026
Danbury, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 10 fha loan specialists in Danbury, CT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Prysma
18 Padanaram Rd, Danbury, CT 06811
4752848981
Mortgage Affiliates of America, Inc.
12 Mill Plain Rd #7, Danbury, CT 06811
2037304070
Homestead Funding Corp: Wendy L. Hunt | NMLS# 58693
72 North St #306, Danbury, CT 06810
2032902458
Homestead Funding Corp: LouAnn Daprato - (NMLS #9466)
72 North St #306, Danbury, CT 06810
2037911736
Homestead Funding Corp: Rich Vicinanza | NMLS# 58648
72 North St #306, Danbury, CT 06810
9144476158
Global Mortgage Lending, LLC
429 Main St, Danbury, CT 06810
2039030060
Lis Rivas at Quintessential Mortgage Group
42 Old Ridgebury Rd Suite 202, Danbury, CT 06810
2036177528
Homestead Funding Corp. – Danbury
72 North St #306, Danbury, CT 06810
2037911736
James A. Philipakos, NMLS #792410
100 Mill Plain Rd UNIT 104, Danbury, CT 06811
2038564771
Samantha Fallon at Guaranteed Rate Affinity (NMLS #108922)
7 Kenosia Ave 1st floor, Danbury, CT 06810
2039745251

What Does a FHA Loan Specialist in Danbury Cost?

Typical costs for an FHA loan specialist in Connecticut include an origination fee of 1 to 2 percent of the loan amount and an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the base loan amount. Annual mortgage insurance premiums (MIP) range from 0.45 to 1.05 percent depending on loan term and loan to value ratio. Third party costs such as appraisal and title search can add 1500 to 3000 dollars. These are general estimates and actual costs vary by lender and borrower circumstances. This information is for general informational purposes only and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Danbury Connecticut in 2025?
For 2025 the FHA loan limit for a single family home in Fairfield County including Danbury is $1,149,825. This high limit reflects the area's elevated home prices. Borrowers should confirm current limits with a specialist as they can change annually.
Do I need a special license to be an FHA loan specialist in Connecticut?
Yes. In Connecticut all mortgage loan originators must hold a valid license through the NMLS. They must also complete pre licensing education and pass a background check. This applies to anyone offering FHA loan services in Danbury.
What is the minimum down payment for an FHA loan in Connecticut?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. These are federal FHA rules that apply in Danbury and throughout Connecticut.