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Looking for a fha loan specialist in Berlin? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Berlin, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 3 fha loan specialists in Berlin, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LENDirect Mortgage, Inc
1200 Farmington Ave Suite 5, Berlin, CT 06037
8608295363
Kern Mortgage Co., Inc.
979 Farmington Ave, Berlin, CT 06037
8608285374
New England Alliance Mortgage
979 Farmington Ave #1f, Berlin, CT 06037
2036412246
An FHA loan specialist in Berlin Connecticut can help you navigate the Federal Housing Administration loan process. These loans are popular among first-time homebuyers and those with lower credit scores. Connecticut law requires all mortgage originators to be licensed with the state Department of Banking, ensuring you work with a regulated professional.
What Does a FHA Loan Specialist in Berlin Cost?
Typical costs for an FHA loan specialist in Connecticut include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender origination fees usually range from 0.5 to 1.5 percent of the loan amount. Appraisal fees in Berlin average between $500 and $700. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Berlin Connecticut?
For 2025, the FHA loan limit for a single-family home in Hartford County including Berlin is $524,225. This limit applies to most areas and is set by the Federal Housing Administration based on local median home prices.
What credit score is needed for an FHA loan in Connecticut?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but must put down at least 10 percent. Connecticut lenders may have their own overlays above these minimums.
Are there any Connecticut-specific FHA loan requirements?
Connecticut does not have state-specific FHA requirements beyond federal guidelines. However all mortgage loan originators must be licensed with the Connecticut Department of Banking. Additionally Connecticut law requires a mandatory mediation program for certain foreclosure cases, which can affect FHA borrowers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Connecticut.