Find FHA Loan Specialists Near You in Enfield, CT
Directory of fha loan specialists in Enfield, Connecticut. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Connecticut before hiring.
Showing 6 fha loan specialists in Enfield, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Enfield Cost?
Typical costs for an FHA loan specialist in Connecticut include an origination fee of 1 to 2 percent of the loan amount, plus appraisal fees ranging from $400 to $700. Upfront mortgage insurance premium is 1.75 percent of the base loan amount, and annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan terms. Closing costs in Enfield generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Enfield do?
An FHA loan specialist helps you determine if you qualify for an FHA loan, guides you through the application process, and ensures compliance with FHA and Connecticut lending regulations. They review your credit history, income, and property eligibility to match you with the right loan product.
What are the FHA loan limits for Enfield Connecticut in 2025?
For 2025, the FHA loan limit for a single-family home in Enfield Connecticut is $498,257 for low-cost areas and up to $1,149,825 in high-cost areas. Enfield falls under Hartford County which uses the standard limit. Your specialist can confirm the exact limit for your property.
Do I need a down payment for an FHA loan in Connecticut?
FHA loans require a minimum down payment of 3.5 percent if your credit score is 580 or higher. If your credit score is between 500 and 579, you may need a 10 percent down payment. Connecticut first-time homebuyer programs may also offer additional down payment assistance.