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Directory of fha loan specialists in Middletown, Connecticut. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Middletown, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 8 fha loan specialists in Middletown, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jeneen Hupfer
386 Main St #415, Middletown, CT 06457
2036234665
Rosie Richetelli at Prosperity Home Mortgage - Middletown
955 Washington St, Middletown, CT 06457
2038249414
Todd Marino - Total Mortgage NMLS #675632
124 College St, Middletown, CT 06457
8603013323
Allied Mortgage Group - Middletown
100 Roscommon Dr Suite #122, Middletown, CT 06457
8609754150
Christine Watson at NFM Lending
386 Main St STE 400, Middletown, CT 06457
2039288408
Mary Beth Bain
93-97 Broad St, Middletown, CT 06457
8603341406
CMG Home Loans
93-97 Broad St, Middletown, CT 06457
8609856266
Jennifer Birnbach at NFM Lending
386 Main St #400, Middletown, CT 06457
5164517993
An FHA loan specialist in Middletown, Connecticut can help you navigate the Federal Housing Administration loan process. Connecticut has specific state laws regarding mortgage lending and property disclosures. Working with a local specialist ensures you understand both federal FHA guidelines and Connecticut-specific requirements like the state mandated property condition disclosure form.
What Does a FHA Loan Specialist in Middletown Cost?
Typical costs for FHA loan specialist services in Connecticut include an origination fee of 1 percent of the loan amount. Other fees may include an appraisal fee of $500 to $700 and a credit report fee of $30 to $50. The upfront mortgage insurance premium is 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 percent to 1.05 percent depending on loan terms. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Middletown?
An FHA loan specialist helps you apply for and secure an FHA insured mortgage. They guide you through credit requirements, down payment options, and property eligibility. In Connecticut they also help you comply with state specific mortgage regulations and closing procedures.
What are the FHA loan limits for Middlesex County Connecticut?
For 2024 the FHA loan limit for a single family home in Middlesex County is $498,257. This amount can change annually based on the Federal Housing Finance Agency calculations. A specialist can confirm current limits for your specific property type.
Do I need a special license to be an FHA loan specialist in Connecticut?
Yes in Connecticut mortgage loan originators must be licensed through the Nationwide Multistate Licensing System. They must also complete continuing education on Connecticut lending laws including the Connecticut Truth in Lending Act. Verify a specialists license on the NMLS Consumer Access website.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Connecticut.