Find FHA Loan Specialists in Louisville, CO
Browse fha loan specialists serving Louisville, Colorado. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Colorado before hiring.
Showing 6 fha loan specialists in Louisville, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FHA loan specialists in Louisville Colorado help borrowers secure government backed mortgages with lower down payments. Colorado law requires all mortgage loan originators to be licensed through the state Division of Real Estate. Local specialists can guide you through FHA requirements and Colorado specific property appraisal rules.
What Does a FHA Loan Specialist in Louisville Cost?
Typical costs for an FHA loan specialist in Colorado include an origination fee of 1 to 2 percent of the loan amount. Closing costs in Louisville usually range from 3000 to 6000 dollars for a standard home purchase. Additional costs may include appraisal fees of 500 to 700 dollars and credit report fees of 30 to 50 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Louisville Colorado?
Most FHA loans in Colorado require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have additional requirements.
Are there Colorado specific limits for FHA loan amounts in Louisville?
Yes the FHA sets loan limits by county. For Boulder County which includes Louisville the 2025 FHA loan limit for a single family home is typically around $550,000. Higher limits apply for multi unit properties.
What is the FHA mortgage insurance requirement in Colorado?
FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. You also pay an annual MIP which varies based on loan term and down payment. Colorado law does not change these federal requirements.