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Directory of fha loan specialists in Centennial, Colorado. Verify credentials with the state mortgage licensing authority before hiring.
17 agents listed
Updated May 2026
Centennial, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 17 fha loan specialists in Centennial, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NEO Home Loans
9200 E Mineral Ave #100, Centennial, CO 80112
3036700137
The Mortgage Co.
7343 S Alton Way STE 150, Centennial, CO 80112
3033001850
Guild Mortgage - Rebecca Hansen
6465 Greenwood Plaza Blvd Suite 100, Centennial, CO 80111
7207464066
Guild Mortgage - Ross Barrett
6465 Greenwood Plaza Blvd Suite 100, Centennial, CO 80111
3038021811
US Mortgages
6855 S Havana St #500, Centennial, CO 80112
7205985000
Guild Mortgage - Jody Amend
6465 Greenwood Plaza Blvd Suite 100, Centennial, CO 80111
3039044950
Oxford Mortgage, LLC
6300 S Syracuse Way #155, Centennial, CO 80111
3032219022
Christina Schwarz
6465 Greenwood Plaza Blvd Suite 100, Centennial, CO 80111
3034356273
Metrolink Mortgage
6860 S Yosemite Ct Suite 2000, Centennial, CO 80112
3035237119
Colorado Lending Inc.
6851 S Holly Cir STE 280, Centennial, CO 80112
3037714111
1st American Mortgage & Loan
6860 S Yosemite Ct St# 2000, Centennial, CO 80112
3038412600
Liberty Mortgage Group
7600 E Arapahoe Rd Ste 303, Centennial, CO 80112
7208188000
Trusted American Mortgage, LLC
7958 S Chester St, Centennial, CO 80112
8665826684
Ben Gehde - Home Mortgage Advisors
6465 Greenwood Plaza Blvd, Centennial, CO 80111
3038594070
Lone Tree Mortgage Services, LLC
9034 E Easter Pl Ste 103, Centennial, CO 80112
7205795098
The Mortgage Co.-Kelli Nesbitt, Mortgage Lender in Colorado
7343 S Alton Way STE 150, Centennial, CO 80112
3038079717
Guild Mortgage Company
6465 Greenwood Plaza Blvd Suite 100, Centennial, CO 80111
7207464060
An FHA loan specialist in Centennial, Colorado helps homebuyers navigate Federal Housing Administration loans, which are popular for their low down payment requirements. In Colorado, FHA loans must comply with state-specific property standards and local housing market conditions. Centennial buyers often use FHA loans to purchase single-family homes or condos within the city limits.
What Does a FHA Loan Specialist in Centennial Cost?
Typical costs for an FHA loan in Colorado include an upfront mortgage insurance premium of 1.75% of the loan amount, and an annual mortgage insurance premium of 0.55% to 0.85% depending on loan term and down payment. Closing costs in Centennial generally range from 2% to 5% of the purchase price, including lender fees, title insurance, and appraisal fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Centennial Colorado?
For 2024, the FHA loan limit for a single-family home in Arapahoe County, which includes Centennial, is $498,257. This limit may change annually based on the local median home price.
What credit score is needed for an FHA loan in Colorado?
Most FHA lenders require a minimum credit score of 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment, though lender requirements vary.
Are there Colorado specific rules for FHA loans?
Colorado law requires FHA loans to include a home inspection and appraisal by a licensed Colorado appraiser. The property must also meet FHA minimum property standards, which are enforced by the Colorado Division of Housing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Colorado.