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Find FHA Loan Specialists Near You in Colorado Springs, CO
Compare fha loan specialists in Colorado Springs. Review contact information and insurance categorys before you decide.
20 agents listed
Updated June 2026
Colorado Springs, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Colorado before hiring.
Showing 20 fha loan specialists in Colorado Springs, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Blue Spot Home Loans, Colorado Springs Branch, NMLS #2185181
555 Middle Creek Pkwy Ste. 500, Colorado Springs, CO 80921
An FHA loan specialist in Colorado Springs, Colorado, helps homebuyers navigate FHA-insured mortgages, which require a lower down payment and credit score than conventional loans. Colorado law allows FHA loans for single-family homes, condos, and some multi-unit properties, with specific appraisal and property condition standards. Local specialists understand the Colorado Springs housing market and can guide you through the FHA loan process from pre-approval to closing.
What Does a FHA Loan Specialist in Colorado Springs Cost?
Typical costs for an FHA loan specialist in Colorado Springs include an origination fee of 1 to 2 percent of the loan amount, plus appraisal fees of $400 to $700. Closing costs generally range from 3 to 5 percent of the purchase price. FHA requires an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.45 to 1.05 percent. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Colorado Springs?
FHA loans require a minimum 3.5 percent down payment and a credit score of at least 580. Borrowers must have a valid Social Security number and lawful residency. The property must meet FHA minimum property standards and be your primary residence.
How do I find an FHA loan specialist in Colorado Springs?
You can search for FHA-approved lenders through the U.S. Department of Housing and Urban Development website. Many local mortgage brokers and banks in Colorado Springs offer FHA loan services. Ask about their experience with FHA loans and Colorado-specific requirements.
Are there Colorado-specific rules for FHA loans?
Colorado does not have state-specific FHA loan laws, but local property taxes and insurance costs affect your loan amount. Colorado requires a home inspection for FHA loans, and the property must meet local building codes. FHA loans in Colorado also follow federal guidelines for loan limits and mortgage insurance.
Get matched with agents in Colorado Springs who handle your type of case.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Colorado.