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FHA Loan Specialists in Berthoud, CO

Looking for a fha loan specialist in Berthoud? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Berthoud, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 4 fha loan specialists in Berthoud, CO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Town Group | Powered by United American Mortgage Corporation NMLS #1942
20509 Co Rd 3, Berthoud, CO 80513
9495109062
Casey Knowles, Mortgage Lender NMLS
4640 Malibu Dr, Berthoud, CO 80513
9702185902
Ascension Mortgage Brokerage, LLC
1211 Lake Ave Suite #204, Berthoud, CO 80513
9705284499
Mortgage Contract Services
543 Third St, Berthoud, CO 80513
9705329896

FHA loan specialists in Berthoud Colorado help home buyers and refinancers navigate FHA insured mortgages. These loans are backed by the Federal Housing Administration and have lower down payment requirements than conventional loans. Colorado law requires all mortgage loan originators to be licensed through the Colorado Division of Real Estate.

What Does a FHA Loan Specialist in Berthoud Cost?

Typical costs for an FHA loan specialist in Colorado include an origination fee of 0.5% to 1.0% of the loan amount and third party fees for appraisal credit report and title services. These fees total between $3,000 and $6,000 for a standard purchase. Costs vary by lender and loan complexity. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Berthoud Colorado?
For 2025 the FHA loan limit for a single family home in Larimer County which includes Berthoud is $498,257. This limit applies to standard FHA loans and may be higher for high cost areas or multi unit properties.
Do FHA loans require mortgage insurance in Colorado?
Yes FHA loans require an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium that ranges from 0.45% to 1.05% depending on the loan term and down payment. This insurance protects the lender if the borrower defaults.