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Find FHA Loan Specialists in Erie, CO

Browse fha loan specialists serving Erie, Colorado. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Erie, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 2 fha loan specialists in Erie, CO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Elliott Bowman - Your Mortgage Copilot
325 Dusk Ct, Erie, CO 80516
2069495563
Kim Clancy, Mortgage Broker- Mindful Mortgage Group
1271 Banner Cir, Erie, CO 80516
9499339058

FHA loan specialists in Erie Colorado help homebuyers and homeowners secure government-backed mortgages with flexible qualification standards. Colorado law requires all mortgage loan originators to be licensed through the Colorado Division of Real Estate. Working with a local specialist can help you navigate FHA limits specific to Boulder County and understand Colorado specific property insurance requirements.

What Does a FHA Loan Specialist in Erie Cost?

Typical costs for an FHA loan in Colorado include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent depending on loan term and amount. Closing costs in Erie Colorado generally range from 2 to 5 percent of the purchase price. These costs include appraisal fees title insurance and lender origination fees. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Erie Colorado in 2025?
For 2025 the FHA loan limit for a single family home in Boulder County including Erie is $632,900. Higher limits apply for duplexes triplexes and four unit properties. These limits are set by the Department of Housing and Urban Development and may change annually.
What credit score is needed for an FHA loan in Colorado?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Individual lenders in Colorado may set higher minimum requirements.
Are there Colorado specific requirements for FHA loans?
Colorado requires a valid certificate of occupancy or equivalent for the property. The state also mandates that lenders verify flood zone status for properties in Boulder County. Additionally Colorado has specific rules about property tax proration and homeowners association disclosures.