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VA Loan Specialists in Shelton, WA

Directory of va loan specialists in Shelton, Washington. Verify credentials with the state mortgage licensing authority before hiring.

4 agents listed
Updated May 2026
Shelton, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 4 va loan specialists in Shelton, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage Company
221 W Railroad Ave Suite 12, Shelton, WA 98584
3603588563
Guild Mortgage - Mitch Smith
221 W Railroad Ave Suite 12, Shelton, WA 98584
3609958425
Guild Mortgage - Vickie Nunez
221 W Railroad Ave Suite 12, Shelton, WA 98584
3603494219
Movement Mortgage
601 W Railroad Ave #200, Shelton, WA 98584
8773141499

A VA loan specialist in Shelton, Washington can help eligible veterans, active duty service members, and surviving spouses secure a home loan with no down payment. Washington state law requires all mortgage loan originators to be licensed through the Department of Financial Institutions. Shelton buyers benefit from local knowledge of Mason County property values and timberland zoning considerations.

What Does a VA Loan Specialist in Shelton Cost?

Typical costs for a VA loan specialist in Washington include an origination fee of up to 1 percent of the loan amount, plus third-party fees for appraisal, credit report, and title services. The VA funding fee ranges from 1.25 percent to 3.3 percent of the loan amount depending on your down payment and whether it is your first use. Costs vary by lender and loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the basic eligibility requirements for a VA loan in Shelton?
You must have served 90 consecutive days on active duty during wartime, 181 days during peacetime, or 6 years in the National Guard or Reserves. A Certificate of Eligibility from the VA is required. Surviving spouses of service members who died in the line of duty may also qualify.
Does a VA loan require a down payment in Washington?
No, one of the main benefits of a VA loan is that it does not require a down payment. However, you may still need to pay a one-time VA funding fee unless you are exempt due to a service-connected disability.
Are there property condition requirements for VA loans in Shelton?
Yes, the property must meet the VA Minimum Property Requirements which include safe drinking water, adequate heating, and no health or safety hazards. In Shelton, this often means checking for well water quality and septic system compliance with Mason County health codes.