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Find VA Loan Specialists Near You in Bellingham, WA

Looking for a va loan specialist in Bellingham? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Bellingham, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 20 va loan specialists in Bellingham, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Movement Mortgage - Bellingham
2200 Rimland Dr Suite #250, Bellingham, WA 98226
3605357954
Evergreen Home Loans Bellingham NMLS 2463019
1835 Barkley Blvd Suite 101, Bellingham, WA 98226
3606859433
Marie Bjornson, CPA, Home Loans, Bellingham WA
112 Prospect St, Bellingham, WA 98225
3606769600
Whatcom Home Loans, #1 Rated Bellingham Mortgage Lender | Dylan Langei - Evergreen Home Loans
1835 Barkley Blvd Suite 101, Bellingham, WA 98226
3609275897
Sara Elkinton
835 Barkley Blvd suite 101, Bellingham, WA 98226
2069620818
Alpine Mortgage
215 W Holly St g18, Bellingham, WA 98225
3603004225
Guild Mortgage - Alycia HoGlin
2031 Grant St, Bellingham, WA 98225
3602231443
Melanie Pysden at CrossCountry Mortgage
21 Bellwether Way Suite 103/104, Bellingham, WA 98225
3606376495
Joshua Henry Movement Mortgage
2200 Rimland Dr Suite #250, Bellingham, WA 98226
3602240841
Guild Mortgage Company
2031 Grant St, Bellingham, WA 98225
3607468328
Kyle Smith - RWM Home Loans - NMLS 2234536
220 W Champion St STE 200, Bellingham, WA 98225
5094298833
Amy Baker - Caliber Home Loans (formerly US Bank Home Loans)
121 W Holly St, Bellingham, WA 98225
3603056196
Dustin Brumley, Movement Mortgage
2200 Rimland Dr Suite #250, Bellingham, WA 98226
3603896605
Scott Ask - Edge Home Finance
1609 Broadway Suite 203, Bellingham, WA 98225
3609207840
RWM Home Loans - Bellingham
220 W Champion St STE 200, Bellingham, WA 98225
3603187685
Amy Baker
2200 Rimland Dr Suite #250, Bellingham, WA 98226
3603056196
Randy Dorn - Edge Home Finance
1609 Broadway Suite 203, Bellingham, WA 98225
3604414178
WECU Home Loan Center
516 E Holly St, Bellingham, WA 98225
3607567799
Avery Dykstra - Evergreen Home Loans
1835 Barkley Blvd Suite 101, Bellingham, WA 98226
3603252915
Nickole Murphy at RWM Home Loans
220 W Champion St STE 200, Bellingham, WA 98225
3603893636

VA loan specialists in Bellingham help veterans, active duty members, and eligible surviving spouses secure home financing. Washington state law requires lenders to be licensed under the Consumer Loan Act. Bellinghams real estate market often involves unique considerations for VA appraisals and property condition requirements.

What Does a VA Loan Specialist in Bellingham Cost?

VA loan specialist fees in Washington typically range from 1% to 2% of the loan amount, but some specialists charge a flat fee between $500 and $1,500. The VA funding fee for first-time use is 2.15% of the loan amount for regular military and 2.4% for reserves or National Guard. Costs vary by lender, loan size, and whether the borrower has a service-connected disability. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist do in Bellingham?
A VA loan specialist guides you through the VA home loan process, including certificate of eligibility, lender selection, and appraisal. They help ensure the property meets VA minimum property requirements, which are enforced in Washington. They also assist with local market conditions in Whatcom County.
Are there Washington-specific rules for VA loans?
Yes. Washington law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. VA loans in Washington also follow state-specific escrow and closing procedures. The VA funding fee may be waived for veterans with service-connected disabilities.