Skip to main content

Find VA Loan Specialists in Bainbridge Island, WA

Compare va loan specialists in Bainbridge Island. Review contact information and insurance categorys before you decide.

7 agents listed
Updated May 2026
Bainbridge Island, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 7 va loan specialists in Bainbridge Island, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bainbridge Lending Group LLC - NMLS #42059
345 Knechtel Way NE #200th, Bainbridge Island, WA 98110
2068421444
Becky J Johnson | Fairway Independent Mortgage Corporation Branch Sales Manager
187 Parfitt Way SW Suite #G110, Bainbridge Island, WA 98110
3606209825
Dee Pajak | Fairway Independent Mortgage Corporation Senior Loan Officer
187 Parfitt Way SW Suite G110A, Bainbridge Island, WA 98110
6787994167
Port Madison Mortgage, LLC
403 Madison Ave N Suite #240, Bainbridge Island, WA 98110
2062287189
Evergreen Home Loans Bainbridge Island NMLS 2718062
100 Ravine Ln NE 2nd Floor, Suite 212, Bainbridge Island, WA 98110
2063470179
Ryan Maxwell
350 Madison Ave N Office C, Bainbridge Island, WA 98110
2066539573
Shellane Adams - CMG Home Loans
403 Madison Ave N, Bainbridge Island, WA 98110
4253644508

VA loan specialists in Bainbridge Island help veterans, active duty service members, and eligible surviving spouses obtain home financing with no down payment and competitive rates. Washington State law requires all mortgage loan originators to be licensed through the Department of Financial Institutions. Bainbridge Island offers unique opportunities due to its proximity to Seattle and Kitsap County military bases such as Naval Base Kitsap.

What Does a VA Loan Specialist in Bainbridge Island Cost?

VA loan specialist fees in Washington typically range from 0.5% to 1.5% of the loan amount, often paid as an origination fee or included in closing costs. The VA funding fee for first-time use is 2.15% for regular military and 2.4% for reserves or National Guard, but this fee can be waived for disabled veterans. Third-party costs like appraisal and title fees vary by lender and property. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Bainbridge Island?
A VA loan specialist is a licensed mortgage professional who helps eligible borrowers navigate the VA home loan program. They assist with certificate of eligibility, lender requirements, and closing procedures specific to Washington State.
Do I need a Washington State license to work with a VA loan specialist?
Yes. All mortgage loan originators in Washington must hold a valid license through the Nationwide Multistate Licensing System and Registry. You can verify a specialist license on the NMLS website.
What are the property requirements for a VA loan in Bainbridge Island?
The property must meet VA minimum property requirements and be your primary residence. Washington State also requires a wood destroying organism inspection for homes in certain areas, including Bainbridge Island.