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Directory of va loan specialists in Waipahu, Hawaii. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Waipahu, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 5 va loan specialists in Waipahu, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
94-866 Moloalo St Ste D-2, Waipahu, HI 96797
8086715466
Aloha Lending Services, LLC
94-1024 Waipio Uka St # 207, Waipahu, HI 96797
8086710977
Robert Glover -VA Loan Battle Buddy
94-539 Puahi St, Waipahu, HI 96797
8083213717
VA Loans Hawaii
94-539 Puahi St, Waipahu, HI 96797
8083069117
RhyAnn Starkowski at Veterans Lending Group
94-539 Puahi St, Waipahu, HI 96797
8777731226
A VA loan specialist in Waipahu helps veterans and active duty service members secure home financing with zero down payment. Hawaii has specific property tax exemptions for disabled veterans that may affect loan terms. Local specialists understand Oahu real estate market conditions and can guide you through the VA funding fee and appraisal process.
What Does a VA Loan Specialist in Waipahu Cost?
Typical costs for a VA loan specialist in Hawaii include an origination fee of 1 percent of the loan amount, plus third party fees for appraisal and title search. The VA funding fee ranges from 1.4 percent to 3.6 percent depending on your down payment and service category. For a $500,000 home, total closing costs often range from $10,000 to $15,000. Costs vary by lender and property type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Waipahu?
A VA loan specialist assists veterans with applying for VA-backed home loans. They help with pre-approval, document gathering, and navigating Hawaii specific requirements like flood zone insurance and volcanic hazard disclosures.
Can I use a VA loan for a condo in Waipahu?
Yes, but the condo complex must be VA approved. Many Waipahu condos are on the approved list. Your specialist can check the VA condo database and help with the approval process if needed.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Hawaii.