Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 15 va loan specialists in Hilo, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Family Mortgage Company of Hawaii Inc.: Jon Kimura & Donna Dodd
762 Kanoelehua Ave Suite C, Hilo, HI 96720
8089350678
Nicolette "Niki" Hubbard, Mortgage Loan Officer
99 Aupuni St Suite 214, Hilo, HI 96720
8089367673
Academy Mortgage
234 Waianuenue Ave Suite 103 & 104, Hilo, HI 96720
8084372284
OneMain Financial
315 Makaala St Ste 112, Hilo, HI 96720
8089613431
American Savings Bank
100 Pauahi St, Hilo, HI 96720
8002722566
Pacific Isle Lending Group, LLC Ho'olaea Andrade - Licensed Mortgage Loan Officer
99 Aupuni St Suite 214, Hilo, HI 96720
8089600040
Hilo VA Clinic
Professional Building, 45 Mohouli St, Hilo, HI 96720
8089353781
Karen Kline Home Loans LLC
586 Kanoelehua Ave # 101, Hilo, HI 96720
8089356400
Island Mortgage Source
474 Laukapu St, Hilo, HI 96720
8089699988
Dennis Santiago-USA Mortgage
100 Pauahi St Suite 208, Hilo, HI 96720
8089362202
Kuleana Mortgage LLC
4 Kamehameha Ave, Hilo, HI 96720
8089359350
Family Mortgage Company of Hawaii, Inc.: Donna Dodd
762 Kanoelehua Ave Suite C, Hilo, HI 96720
8089350678
Finance Integrity LLC
17 Furneaux Ln #201, Hilo, HI 96720
8089616099
Finance Factors
605 Laukapu St #101, Hilo, HI 96720
8089356811
CMG Home Loans
99 Aupuni St Suite 218-220, Hilo, HI 96720
8555808409
What Does a VA Loan Specialist in Hilo Cost?
VA loan specialists in Hilo typically charge a flat fee or a percentage of the loan amount. Fees can range from 500 to 1,500 dollars for a standard purchase, but some specialists may offer free initial consultations. Closing costs in Hawaii average 2 to 5 percent of the loan amount, though these can often be negotiated with the seller. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan and who can use it in Hilo?
A VA loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs. It is available to eligible veterans, active duty service members, and surviving spouses. In Hilo, these loans can be used for single-family homes, condos, and multi-unit properties up to four units.
Do VA loans require a down payment in Hawaii?
No, VA loans typically require no down payment. This benefit applies statewide in Hawaii, including Hilo. However, there may be a funding fee unless you qualify for an exemption due to a service-connected disability.
Are there special considerations for VA loans on the Big Island?
Yes, Hilo properties in lava zones 1 or 2 may have limited lender options due to higher insurance risks. A VA loan specialist can help you find lenders who work with these zones. Also, Hawaii property taxes for veterans with disabilities are reduced under state law.