Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 5 va loan specialists in Kailua, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hawaii VA Loans
111 Hekili St #102, Kailua, HI 96734
8088245272
Hawaii VA Loans
111 Hekili St #102, Kailua, HI 96734
8088245272
Hawaii VA Loans
111 Hekili St #102, Kailua, HI 96734
8088245272
Mortgage Associates of Hawaii
970 N Kalaheo Ave c313, Kailua, HI 96734
8082375500
Mahi Loans
970 N Kalaheo Ave, Kailua, HI 96734
8082375500
What Does a VA Loan Specialist in Kailua Cost?
VA loan specialists in Hawaii typically charge origination fees of 0.5 to 1.5 percent of the loan amount. Some specialists offer flat fees between 500 and 1500 dollars. Third party costs like appraisal and title fees range from 500 to 2000 dollars. The VA funding fee for first time use is 2.15 percent of the loan amount for regular military and 2.4 percent for reservists. Costs vary by situation and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Kailua?
A VA loan specialist is a licensed mortgage professional who guides veterans through the VA home loan process. They help with certificate of eligibility, property appraisals, and closing in Kailua.
Do I need a VA loan specialist for a home in Kailua?
Yes, using a VA loan specialist is recommended because they understand Hawaii specific property laws and VA funding fee rules. They also know local appraisal requirements for homes near the ocean or in lava zones.
How long does a VA loan take in Kailua Hawaii?
A typical VA loan in Kailua takes 30 to 45 days to close. Delays can occur if the property needs a termite inspection or if the appraisal requires a second review due to Hawaii unique conditions.