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Directory of va loan specialists in Valrico, Florida. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Valrico, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 5 va loan specialists in Valrico, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mike Neill Mortgage Broker NMLS #1064583
4934 Willow Ridge Terrace, Valrico, FL 33596
8138928666
Tony Recupero | Freedom First Mortgage Group
916 Innergary Pl, Valrico, FL 33594
8133263331
Royal & Co Mortgage Corp.
3821 Buckingham Loop Dr, Valrico, FL 33594
8136576900
Preferred Lending Services, LLC
3228 Lithia Pinecrest Rd #102, Valrico, FL 33594
8779106718
CrossCountry Mortgage, LLC
2350 FL-60 Office #43, Valrico, FL 33594
8134804747
VA loan specialists in Valrico Florida help veterans and active duty military members secure home loans with favorable terms. Florida law provides additional property tax exemptions for disabled veterans and surviving spouses. A local specialist can guide you through the certificate of eligibility process and Florida specific closing requirements.
What Does a VA Loan Specialist in Valrico Cost?
VA loan specialists in Florida typically charge a flat fee ranging from 500 to 1500 dollars or a percentage of the loan amount between 0.5 and 1.5 percent. Some specialists offer free initial consultations. Costs vary based on the complexity of your case and the services provided. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Valrico Florida?
A VA loan specialist helps you understand your VA home loan benefit and guides you through the application process. They assist with obtaining your Certificate of Eligibility and connecting you with lenders who offer VA loans in Florida. They also help you navigate Florida specific property tax exemptions for veterans.
Do I need a VA loan specialist to get a VA loan in Florida?
You do not legally need a specialist but using one can simplify the process. A specialist ensures you meet Florida and VA requirements including occupancy rules and funding fee exemptions. They can also help you avoid common mistakes that delay closing.
Free • No Obligation
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.