Compare VA Loan Specialists in Bonita Springs, FL
Compare va loan specialists in Bonita Springs. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of Florida before hiring.
Showing 15 va loan specialists in Bonita Springs, FL
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VA loan specialists in Bonita Springs help eligible veterans active duty service members and surviving spouses obtain home financing with no down payment. Florida law exempts VA loan borrowers from paying intangible personal property tax on recorded mortgages. Specialists guide clients through the specific requirements of the VA loan program including the Certificate of Eligibility and property appraisal rules in Lee County.
What Does a VA Loan Specialist in Bonita Springs Cost?
Typical costs for a VA loan specialist in Bonita Springs include a loan origination fee of 0.5 to 1 percent of the loan amount. The VA funding fee ranges from 1.4 to 3.6 percent for first time use depending on down payment and service category. Third party costs like appraisal and title fees usually total 1500 to 4000 dollars. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Bonita Springs?
Eligibility requires at least 90 days of active service during wartime or 181 days during peacetime. National Guard and Reserve members need six years of service or 90 days of active duty. A Certificate of Eligibility from the VA is needed to start the process.
Can a VA loan be used for a second home in Bonita Springs?
VA loans are intended for primary residences only. You cannot use a VA loan for a vacation home or investment property. However you may use your remaining entitlement for another primary residence if you sell the first home or pay off the loan.
Are there any Florida specific fees for VA loans in Bonita Springs?
Florida does not charge a state income tax but there are recording fees and documentary stamp taxes on the mortgage note. The VA funding fee applies unless you are exempt due to a service connected disability. These fees are often rolled into the loan amount.