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Find VA Loan Specialists Near You in Bartow, FL

Compare va loan specialists in Bartow. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Bartow, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 4 va loan specialists in Bartow, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HSL powered by AnnieMac Home Mortgage
1445 E Main St, Bartow, FL 33830
8636074663
Roost Lending, Inc
2387 EF Griffin Rd, Bartow, FL 33830
8632752202
Mortgage Lender of America
160 E Summerlin St #204, Bartow, FL 33830
9414057862
Stockton Mortgage, NMLS #8259
1410 E Georgia St Ste 100, Bartow, FL 33830
8637121704

VA loan specialists in Bartow Florida help veterans and active duty service members secure home loans with favorable terms. Florida law requires VA appraisals to meet specific property condition standards under the Minimum Property Requirements. These specialists guide you through the Florida-specific closing process and help you understand your entitlement and funding fee exemptions.

What Does a VA Loan Specialist in Bartow Cost?

VA loan specialist fees in Florida typically range from 0 to 1 percent of the loan amount for origination. The VA funding fee for first-time use is 2.15 percent of the loan amount for regular military and 2.4 percent for Reserve and National Guard. Costs vary based on loan size and whether you have a service-connected disability. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist in Bartow do?
A VA loan specialist helps you apply for a VA-backed home loan. They assist with gathering required documents such as your Certificate of Eligibility and DD Form 214. They also explain Florida property tax exemptions available to veterans.
How do I qualify for a VA loan in Florida?
You must meet service requirements set by the VA. You need a valid Certificate of Eligibility. Florida does not impose a state income tax on VA loan funding fees, and you must use the property as your primary residence.
Are there Florida-specific rules for VA loans?
Yes. Florida law requires a 30-day notice of default before foreclosure. The VA also requires a termite inspection in certain Florida counties. Bartow properties must meet local building codes and flood zone requirements.