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Find VA Loan Specialists in Safety Harbor, FL

Looking for a va loan specialist in Safety Harbor? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Safety Harbor, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 5 va loan specialists in Safety Harbor, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
United Community Bank
8 Booth Blvd, Safety Harbor, FL 34695
7273850879
Brittney Wood, Loan Officer, NMLS # 1742360
737 Main St Suite 100 Office 4, Safety Harbor, FL 34695
8137082323
William Hunter, Finance of America Mortgage LLC
100 Main St #301, Safety Harbor, FL 34695
7277232100
Voya Financial Advisors
204 9th Ave S, Safety Harbor, FL 34695
7272304977
Motto Mortgage Golden Fox Advisors
701 Enterprise Rd E STE 203, Safety Harbor, FL 34695
7274122512

VA loan specialists in Safety Harbor, Florida help veterans and active duty service members obtain home loans with no down payment. Florida law requires VA loan appraisals to meet specific property condition standards. Local specialists understand the Pinellas County real estate market and can guide you through the entire loan process.

What Does a VA Loan Specialist in Safety Harbor Cost?

VA loan specialists in Florida typically charge an origination fee of 0.5 percent to 1 percent of the loan amount. Closing costs in Safety Harbor range from 2 percent to 5 percent of the purchase price. The VA funding fee for first time use is 2.15 percent for regular military and 2.4 percent for reserves or National Guard. Costs vary by lender and loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Safety Harbor?
A VA loan specialist is a mortgage professional who focuses on VA backed home loans. They help veterans understand eligibility, gather required documents, and complete the loan application process in Safety Harbor.
What documents do I need for a VA loan in Florida?
You need a Certificate of Eligibility (COE), proof of income, bank statements, and tax returns. Florida also requires a valid government issued ID and evidence of Florida residency for property tax purposes.
Are there Florida specific rules for VA loans?
Yes. Florida law requires VA appraisals to check for wind mitigation features and flood zone status. The state also limits VA loan funding fees for disabled veterans. Your specialist can explain these requirements.