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Directory of va loan specialists in Niceville, Florida. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
Niceville, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 9 va loan specialists in Niceville, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Steve Schutt NMLS #342876 Movement Mortgage
1054 E John Sims Pkwy, Niceville, FL 32578
8508978971
Bart Swan | Mortgage Lender
1382 E John Sims Pkwy, Niceville, FL 32578
8506784663
The Greg Daniels Team - Princeton Mortgage
4591 E Hwy 20 Ste 202-C, Niceville, FL 32578
8504997705
Mallory Fotiades, Mortgage Lender NMLS #1666711
4534 FL-20, Niceville, FL 32578
9108188378
Waterstone Mortgage Corporation
1845 E John Sims Pkwy, Niceville, FL 32578
8502794432
heather calvo
1845 E John Sims Pkwy, Niceville, FL 32578
8503626901
University Lending Group
2600 Partin Dr N Suite 310, Niceville, FL 32578
8502794630
Centennial Mortgage
1532 E John Sims Pkwy Unit A-2, Niceville, FL 32578
8502694714
Assurance Financial - Niceville, FL
1382 E John Sims Pkwy, Niceville, FL 32578
8503434365
VA loan specialists in Niceville Florida help veterans and active duty military secure home financing with no down payment. Florida law provides additional property tax exemptions for disabled veterans and surviving spouses. Local specialists understand the Niceville housing market and can guide you through the VA funding fee and appraisal process.
What Does a VA Loan Specialist in Niceville Cost?
VA loan specialists in Florida typically charge a flat fee between 500 and 1500 dollars for their services. Some specialists may charge a percentage of the loan amount usually 0.5 to 1 percent. Costs vary based on the complexity of your case and the lender involved. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Niceville Florida?
A VA loan specialist helps you complete the VA loan application and find lenders. They explain eligibility requirements and the Certificate of Eligibility process. They also advise on Florida specific rules like the homestead exemption for veterans.
Do I need a VA loan specialist to get a VA loan in Florida?
No you do not need a specialist but they can simplify the process. A specialist knows the specific documentation needed for Florida lenders. They can also help you avoid common mistakes with VA appraisals and funding fees.
Free • No Obligation
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.