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Find VA Loan Specialists in Lake Wales, FL

Browse va loan specialists serving Lake Wales, Florida. Contact information and addresses listed below.

3 agents listed
Updated June 2026
Lake Wales, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 3 va loan specialists in Lake Wales, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ridge View Mortgage
125 E Central Ave, Lake Wales, FL 33853
(863) 632-0745 ridgeviewmortgage.com
Brandon McWhorter - Ridgeview Mortgage Group LLC
125 E Central Ave, Lake Wales, FL 33853
(863) 221-1220 ridgeviewmortgage.com
Central Florida Reverse - Empowered by NEXA Mortgage
231 E Tillman Ave, Lake Wales, FL 33853
(404) 313-9785 ridgereverse.com

VA loan specialists in Lake Wales, Florida help veterans and active duty service members secure home financing with no down payment. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. Lake Wales offers a mix of rural and suburban properties that may qualify for VA loans with specific appraisal requirements.

What Does a VA Loan Specialist in Lake Wales Cost?

Typical costs for a VA loan specialist in Florida include an origination fee of up to 1 percent of the loan amount. Closing costs in Lake Wales average 2 to 5 percent of the purchase price, covering appraisal, title insurance, and recording fees. Florida law caps certain fees like the VA appraisal fee at around $500 to $700. Costs vary by lender and property type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a VA loan in Lake Wales Florida?
You must meet VA service requirements such as 90 days of active duty during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility from the VA. Florida does not impose additional state-level eligibility rules beyond federal VA standards.
Can I use a VA loan to buy a manufactured home in Lake Wales?
Yes, VA loans can finance manufactured homes that meet HUD and VA minimum property requirements. The home must be permanently affixed to a foundation and titled as real property. Lake Wales has several manufactured home communities that may qualify.