Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 11 va loan specialists in Orange Beach, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Team Acopia | Lower Mortgage
4790 Wharf Pkwy W F-208, Office E, Orange Beach, AL 36561
9016193665
Brian Lynch Cornerstone First Mortgage
25299 Canal Rd STE A6, Orange Beach, AL 36561
2515979750
Cayne Harrelson NMLS ID # 1747652 - Cornerstone First Mortgage
4776 Main St, Orange Beach, AL 36561
3344880524
Guild Mortgage - Cassandra Langley
4851 Wharf Pkwy E Unit D228, Orange Beach, AL 36561
8505542569
Chad Hampton, Cornerstone First Mortgage Orange Beach, AL
4547 Cypress Village Blvd Suite 15, Orange Beach, AL 36561
6016247163
Tanner Gorum - Movement Mortgage
4593 Main St Suite C205, Orange Beach, AL 36561
2512300321
Guild Mortgage - Kelly Lankford
4851 Wharf Pkwy E Unit D228, Orange Beach, AL 36561
2512138314
Richard Hampton
4851 Wharf Pkwy E Unit D228, Orange Beach, AL 36561
6016247163
Bradley Shivers
4776 Main St, Orange Beach, AL 36561
3347596482
Guild Mortgage - Priscilla Jones
4851 Wharf Pkwy E Unit D228, Orange Beach, AL 36561
2519786663
Supreme Lending Orange Beach
25910 Canal Rd, Orange Beach, AL 36561
2512985317
What Does a VA Loan Specialist in Orange Beach Cost?
Typical costs for a VA loan specialist in Alabama include an origination fee of 1 to 2 percent of the loan amount. Closing costs in Orange Beach usually range from 3000 to 8000 dollars depending on the property price and loan size. The VA funding fee for first time use is 2.15 percent for regular military and 2.4 percent for reserves or National Guard. These fees can be rolled into the loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan and who qualifies for it in Orange Beach Alabama?
A VA loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs. It is available to veterans active duty service members and certain surviving spouses who meet service requirements. In Alabama you do not need a down payment and there is no private mortgage insurance requirement.
Are there specific Alabama laws that affect VA loans in Orange Beach?
Yes Alabama has a specific statute of limitations for mortgage foreclosures which is one year from the date of default. Also Alabama is a non judicial foreclosure state which can affect the timeline if you face financial hardship. VA loan specialists in Orange Beach can explain how these laws apply to your loan.
How do I choose a VA loan specialist in Orange Beach Alabama?
Look for a specialist who is licensed with the Alabama State Banking Department and has experience with VA loans in Baldwin County. Check their track record with VA appraisals and closing timelines. You can verify a license through the Nationwide Mortgage Licensing System.