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Directory of va loan specialists in Attalla, Alabama. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Attalla, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 4 va loan specialists in Attalla, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heights Finance
958 Gilbert Ferry Rd SE, Attalla, AL 35954
2564399950
Check `n Go
977 Gilbert Ferry Rd SE Ste E, Attalla, AL 35954
2565383289
Exchange Bank of Alabama - Attalla, AL
923 Cleveland Ave, Attalla, AL 35954
2565387875
Republic Finance
946 Gilbert Ferry Rd SE, Attalla, AL 35954
2565381390
VA loan specialists in Attalla, Alabama help veterans and active duty service members secure home financing with no down payment. Alabama law provides additional property tax exemptions for disabled veterans, which can reduce overall housing costs. Local specialists understand the Attalla real estate market and can guide you through the VA loan process from pre-approval to closing.
What Does a VA Loan Specialist in Attalla Cost?
Typical costs for a VA loan in Alabama include a one-time VA funding fee, which ranges from 1.25% to 3.3% of the loan amount depending on your down payment and service category. Closing costs in Attalla generally range from 2% to 5% of the purchase price. Some lenders may charge origination fees, but these are regulated by the VA. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Attalla?
To qualify for a VA loan in Attalla, you must meet service requirements set by the U.S. Department of Veterans Affairs. This typically includes 90 consecutive days of active service during wartime or 181 days during peacetime. You will also need a valid Certificate of Eligibility from the VA.
Are there Alabama-specific rules for VA loans?
Alabama does not have state-specific laws that change VA loan terms, but the state offers a property tax exemption for disabled veterans. For example, a 100% disabled veteran may be exempt from all state property taxes on their primary residence. This can significantly lower your monthly housing costs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.