Skip to main content

Find VA Loan Specialists in Fort Payne, AL

Compare va loan specialists in Fort Payne. Review contact information and insurance categorys before you decide.

16 agents listed
Updated May 2026
Fort Payne, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 16 va loan specialists in Fort Payne, AL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TitleMax Title Pawns
1411 Glenn Blvd SW Suite B, Fort Payne, AL 35967
2568451339
Sun Loan Company
1801 Gault Ave N Ste 101, Fort Payne, AL 35967
2569979999
World Finance
601 Gault Ave S Ste 300, Fort Payne, AL 35967
2568456791
Liberty Finance of Fort Payne
1949 Gault Ave N Suite 103, Fort Payne, AL 35967
2568442208
1st Franklin Financial
1200 Dekalb Plaza Blvd SW, Fort Payne, AL 35967
2568455500
Security Finance
2207 Gault Ave N suite e, Fort Payne, AL 35967
2569970511
Tower Loan
318 Gault Ave N, Fort Payne, AL 35967
2563046910
WinSouth Credit Union
101 Drinkard Dr NW, Fort Payne, AL 35967
2568453960
Regional Finance
103 Cracker Barrel Rd, Fort Payne, AL 35968
2568459007
Credit Central
607 Gault Ave N # D, Fort Payne, AL 35967
2568454784
Liberty Tax & Loans
601 Gault Ave S #500, Fort Payne, AL 35967
2568457223
Republic Finance
1906 Glenn Blvd SW Suite 700, Fort Payne, AL 35968
2568454450
De Kalb County Veterans Offcr
500 Grand Ave SW, Fort Payne, AL 35967
2568458572
Victorian Finance - Fort Payne
1000 Gault Ave S E, Fort Payne, AL 35967
2569961421
FFB Ag Finance, Inc. - Poultry Lending Division
2201 Gault Ave N # G, Fort Payne, AL 35967
2568454270
PNC Mortgage
200 Gault Ave N, Fort Payne, AL 35967
2568451210

VA loan specialists in Fort Payne, Alabama help veterans and active duty service members secure home financing with no down payment. Alabama law exempts VA loan funding fees from state sales tax, which can reduce closing costs. These specialists guide clients through the Certificate of Eligibility process and local property appraisal requirements.

What Does a VA Loan Specialist in Fort Payne Cost?

Typical costs for a VA loan specialist in Alabama range from 0 to 1 percent of the loan amount as a origination fee. Other costs include a VA funding fee of 2.15 percent for first-time use with zero down payment, though this fee may be waived for disabled veterans. Closing costs in Fort Payne average 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Fort Payne?
A VA loan specialist is a mortgage professional who focuses on VA-backed home loans. They help veterans understand eligibility, complete paperwork, and find lenders familiar with Alabama VA loan rules.
Do I need a specific credit score for a VA loan in Alabama?
The VA does not set a minimum credit score, but most lenders in Alabama require a score of 620 or higher. Some lenders may accept lower scores with compensating factors.
Are there Alabama-specific rules for VA loan property appraisals?
Yes, Alabama requires VA appraisals to include a termite inspection for most properties. The appraisal also checks for safety hazards and local code compliance.