ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of va loan specialists in Florence, Alabama. Verify credentials with the state mortgage licensing authority before hiring.
11 agents listed
Updated May 2026
Florence, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 11 va loan specialists in Florence, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Liberty Finance of Florence
2701 Mall Rd Ste. #11, Florence, AL 35630
2567666066
Assurance Financial - Florence
4050 Helton Drive #301, Florence, AL 35630
2563258944
Security Finance
2085 Florence Blvd, Florence, AL 35630
2567643802
Barbara Gaston - Assurance Financial
4050 Helton Drive #301, Florence, AL 35630
2564369011
Integrity Mortgage Group Florence, Alabama
3505 Florence Blvd, Florence, AL 35634
2566276102
First Federal Mortgage
103 N Court St A, Florence, AL 35630
2567603570
New American Funding - Kim Livingston
220 W Tennessee St ste 111, Florence, AL 35630
2563307854
Trustmark Mortgage - Florence
212A N Court St, Florence, AL 35630
2567650155
River Bank & Trust
401 E Tennessee St, Florence, AL 35630
2567685291
New American Funding - Florence
220 W Tennessee St ste 111, Florence, AL 35630
2562802489
Regions Mortgage
250 E Tuscaloosa St, Florence, AL 35630
8007344667
A VA loan specialist in Florence Alabama helps eligible veterans and active duty service members obtain home loans with no down payment and competitive interest rates. Alabama law does not impose a state income tax on military retirement pay, which can affect your overall financial picture when buying a home. Local specialists understand the real estate market in Lauderdale County and can guide you through the specific closing requirements for VA loans in Alabama.
What Does a VA Loan Specialist in Florence Cost?
Typical costs for a VA loan specialist in Florence Alabama range from 500 to 1500 dollars for their services. This does not include the VA funding fee which is 2.15 percent of the loan amount for first time users. Closing costs in Alabama usually total 2 to 5 percent of the home price. These costs can vary based on the lender and the property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic eligibility requirements for a VA loan in Florence Alabama?
You must meet service requirements set by the VA, such as 90 days of active service during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility. Alabama does not have state-specific eligibility limits beyond federal rules.
Can I use a VA loan to buy a home in Florence if I have bad credit?
VA loans do not have a minimum credit score set by the VA, but most lenders in Florence require a score of at least 620. Some lenders may accept lower scores with compensating factors. Your specialist can help you find a lender with flexible requirements.
Free • No Obligation
Compare VA Loan Specialists
Get matched with agents in Florence who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.