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VA Loan Specialists in Homewood, AL

Directory of va loan specialists in Homewood, Alabama. Verify credentials with the state mortgage licensing authority before hiring.

4 agents listed
Updated May 2026
Homewood, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 4 va loan specialists in Homewood, AL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ransom Kelly - Assurance Financial
2810 Crescent Ave, Homewood, AL 35209
2056058027
Assurance Financial - Homewood
2810 Crescent Ave, Homewood, AL 35209
2057743400
Kimekia Holifield, Mortgage Loan Officer - First Horizon Bank
2340 Woodcrest Pl, Homewood, AL 35209
2058035939
Trustmark
1808 29th Ave S, Homewood, AL 35209
2059093200

VA loan specialists in Homewood Alabama help veterans and active duty service members secure home loans with favorable terms. Alabama law provides specific property tax exemptions for disabled veterans which can affect loan affordability. Local specialists understand the Homewood real estate market and can guide you through the VA loan process.

What Does a VA Loan Specialist in Homewood Cost?

VA loan specialist fees in Alabama typically range from 500 to 1500 dollars for consultation and application assistance. Some specialists charge a flat fee while others bill hourly at 100 to 300 dollars per hour. Closing costs for VA loans in Alabama average 3 to 5 percent of the loan amount but can be negotiated with the seller. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist in Homewood do?
A VA loan specialist helps you apply for a VA backed home loan and ensures you meet eligibility requirements. They assist with the Certificate of Eligibility and coordinate with lenders and appraisers. They also explain how Alabama property tax exemptions for veterans apply to your home purchase.
What are the eligibility requirements for a VA loan in Alabama?
You must have served a minimum period of active duty or be a qualifying spouse. Alabama follows federal VA guidelines which require a valid Certificate of Eligibility. The property must be your primary residence and meet VA minimum property requirements.