Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 14 reverse mortgage specialists in Harrisonburg, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
ALCOVA Mortgage
328 S Main St Suite 103, Harrisonburg, VA 22801
5404336611
F&M Mortgage Harrisonburg
2040 Deyerle Ave Ste 207, Harrisonburg, VA 22801
5404428583
Erin K Chiles Team, Movement Mortgage
129 W Wolfe St Suite 201, Harrisonburg, VA 22801
5407468358
Sommer Fritz, Movement Mortgage
129 W Wolfe St Suite 201, Harrisonburg, VA 22802
5402511188
Sam Sandoval, Movement Mortgage
129 W Wolfe St Suite 201, Harrisonburg, VA 22802
5404352990
Integrity Home Mortgage Corporation
205 S Liberty St, Harrisonburg, VA 22801
5402087771
Integrity Home Mortgage Corporation
625 Mt Clinton Pike Ste D, Harrisonburg, VA 22802
5402098234
Tonja Showalter, Mortgage Advisor with F&M Mortgage
2040 Deyerle Ave Ste 207, Harrisonburg, VA 22801
5402081851
Farm Credit of the Virginias
4646 S Valley Pike, Harrisonburg, VA 22801
5404345385
Benchmark Mortgage Inc
2342 Blue Stone Hills Dr, Harrisonburg, VA 22801
5405640202
Jordan Branner, F&M Mortgage NMLS#2168300
2040 Deyerle Ave, Harrisonburg, VA 22801
5404353684
Monroe Mortgage Co Inc
2813 Rawley Pike, Harrisonburg, VA 22801
5404340446
Integrity Home Mortgage - Julie Yoder
625 Mt Clinton Pike Ste D, Harrisonburg, VA 22802
5404356336
Jon Ischinger, Mortgage Advisor with F&M Mortgage
2040 Deyerle Ave Ste 207, Harrisonburg, VA 22801
5402081842
What Does a Reverse Mortgage Specialist in Harrisonburg Cost?
Typical costs for a reverse mortgage in Virginia include an origination fee up to 2 percent of the home value capped at 6000 dollars, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and recording. Total closing costs often range from 3000 to 8000 dollars depending on the home value and lender. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Harrisonburg Virginia?
Borrowers must be at least 62 years old. For married couples both spouses must meet the age requirement unless one spouse is a non-borrowing spouse. Virginia law follows federal HUD guidelines for age and eligibility.
Do I need counseling to get a reverse mortgage in Virginia?
Yes Virginia requires all borrowers to complete a counseling session with a HUD-approved counselor before applying. The session covers loan costs alternatives and financial implications. Counselors provide a certificate that lenders must receive before processing the loan.
What property types qualify for a reverse mortgage in Harrisonburg?
Qualifying properties include single-family homes HUD-approved condominiums and manufactured homes that meet FHA standards. The property must be the borrower's primary residence. Virginia does not have additional property restrictions beyond federal HUD requirements.