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Compare Reverse Mortgage Specialists in Chesapeake, VA
Directory of reverse mortgage specialists in Chesapeake, Virginia. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Chesapeake, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 8 reverse mortgage specialists in Chesapeake, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Broker - Mortgage Experts
1407 Stephanie Way Ste D, Chesapeake, VA 23320
7576425078
Shikma Rubin, Mortgage Advisor, NMLS ID #1114873
1108 Eden Way N, Chesapeake, VA 23320
7574904726
Tidewater Home Funding
1108 Eden Way N A, Chesapeake, VA 23320
7573668690
Vantage Point Mortgage
1545 Crossways Blvd Suite 250, Chesapeake, VA 23320
7576004222
Ron Stowe Loan Officer with RW Towne Mortgage
137 Mt Pleasant Rd, Chesapeake, VA 23322
7572872452
Marcie Ellis Richard at CrossCountry Mortgage
445 Battlefield Blvd N # G, Chesapeake, VA 23320
7575606012
Joe Kersey
638 Independence Pkwy # 250, Chesapeake, VA 23320
7574345170
Reverse Mortgage Pro
1512 Technology Dr # 103, Chesapeake, VA 23320
7577226800
What Does a Reverse Mortgage Specialist in Chesapeake Cost?
Typical costs for a reverse mortgage specialist in Virginia include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. Total closing costs often range from 2,000 to 8,000 dollars depending on the home value and loan type. These costs are usually financed into the loan rather than paid upfront. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Chesapeake Virginia?
Borrowers must be at least 62 years old. If a married couple applies, the younger spouse must also meet this age requirement. Virginia law follows federal HECM guidelines for age eligibility.
Do I need counseling before getting a reverse mortgage in Virginia?
Yes, Virginia law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session must occur before you submit your application. The counselor explains loan terms, costs, and alternatives.
How does a reverse mortgage affect my heirs in Chesapeake?
Heirs can repay the loan balance or sell the home to satisfy the debt. If the loan balance exceeds the home value, heirs are not required to pay more than the home is worth. Virginia law provides a 180-day period after the last borrower dies for heirs to decide.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.