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Find Reverse Mortgage Specialists Near You in Fairfax, VA
Looking for a reverse mortgage specialist in Fairfax? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Fairfax, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 20 reverse mortgage specialists in Fairfax, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Prosperity Home Mortgage, LLC
3060 Williams Dr # 600, Fairfax, VA 22031
8772751762
Embrace Home Loans - Fairfax, VA
10306 Eaton Pl Ste 100, Fairfax, VA 22030
7035917144
Atlantic Coast Mortgage
4097 Monument Corner Dr 6th floor, Fairfax, VA 22030
7035926235
First Heritage Mortgage, LLC - Fairfax
11325 Random Hills Rd suite 600, Fairfax, VA 22030
7033520721
USA Loans
10400 Eaton Pl # 110, Fairfax, VA 22030
7038901356
Jolene Moore - CrossCountry Mortgage, LLC
12700 Fair Lakes Cir Suite 460, Fairfax, VA 22033
5718000710
Gina Myers at CrossCountry Mortgage
12700 Fair Lakes Cir Suite 460, Fairfax, VA 22033
5716553324
Jocelyn Lasher, NMLS ID 390711
4097 Monument Corner Dr Suite 600, Fairfax, VA 22030
7033712405
Mark Bragaw - The Bragaw Team
10304 Eaton Pl Suite 100, Fairfax, VA 22030
7035093838
Melissa Bell - Atlantic Coast Mortgage
4097 Monument Corner Dr Suite 600, Fairfax, VA 22030
8178071616
Leslie Wish
10304 Eaton Pl Suite 100, Fairfax, VA 22030
7033380125
Peace Home Lending
3975 University Dr Ste 365, Fairfax, VA 22030
5719981500
Rob Ross at Intercoastal Mortgage
11325 Random Hills Rd suite 600, Fairfax, VA 22030
7035683749
Spencer Lin | Movement Mortgage
3701 Pender Dr suite 210, Fairfax, VA 22030
2407279978
Mike Stein - Fairway Independent Mortgage Corporation
10304 Eaton Pl Suite 100, Fairfax, VA 22030
7034681098
Bill Schwartz
4050 Legato Rd, Fairfax, VA 22033
7033468575
Melinda Zuppo, NMLS#349615
4097 Monument Corner Dr #600, Fairfax, VA 22030
2404980940
Dominion First Mortgage Corporation
10529 Braddock Rd, Fairfax, VA 22032
7032577770
Credit Union Mortgage Association
10800 Main St, Fairfax, VA 22030
7034251204
Rob McElroy at CrossCountry Mortgage
3871 Plaza Dr #28, Fairfax, VA 22030
7032910936
A reverse mortgage specialist in Fairfax Virginia helps homeowners aged 62 and older access home equity without monthly mortgage payments. Virginia law requires all reverse mortgage loan originators to be licensed and to complete a mandatory counseling session with a HUD approved counselor. Fairfax County offers several local housing counseling agencies that can assist with this requirement.
What Does a Reverse Mortgage Specialist in Fairfax Cost?
Typical costs for a reverse mortgage specialist in Fairfax Virginia include an origination fee of up to 6000 dollars, a mortgage insurance premium of 2 percent of the home value, and third party fees for appraisal and title work. Closing costs generally range from 3000 to 8000 dollars. These costs are usually financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Fairfax Virginia?
You must be at least 62 years old to qualify for a Home Equity Conversion Mortgage (HECM) in Fairfax Virginia. All borrowers on the title must meet this age requirement. The property must be your primary residence.
Is a reverse mortgage counseling session required in Virginia?
Yes, Virginia law requires all reverse mortgage applicants to complete a counseling session with a HUD approved housing counselor. This session must occur before you can submit a loan application. The counselor will explain the costs, benefits, and alternatives to a reverse mortgage.
Can a reverse mortgage be foreclosed in Fairfax Virginia?
Yes, a reverse mortgage can be foreclosed if you fail to pay property taxes, homeowners insurance, or maintain the property. Virginia law provides a specific timeline for the lender to initiate foreclosure. You have the right to cure the default by paying the amounts due before the foreclosure sale.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.