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Find Reverse Mortgage Specialists in Charlottesville, VA

Browse reverse mortgage specialists serving Charlottesville, Virginia. Contact information and addresses listed below.

20 agents listed
Updated June 2026
Charlottesville, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 20 reverse mortgage specialists in Charlottesville, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jenna Stiltner - Atlantic Coast Mortgage
1415 Rolkin Ct Suite 302, Charlottesville, VA 22911
(434) 531-0719 atlanticcoastmortgage.com
Atlantic Coast Mortgage - Charlottesville
1415 Rolkin Ct Suite 302, Charlottesville, VA 22911
(434) 446-1800 atlanticcoastmortgage.com
Ryan Schuett at Prosperity Home Mortgage - Charlottesville
350 Old Ivy Way SUITE 200, Charlottesville, VA 22903
(434) 422-7457 ryanschuett.phmloans.com
Todd Jenkins - Gray Fox Mortgage, LLC
1135 Rose Hill Dr, Charlottesville, VA 22903
(434) 987-6273 grayfoxmortgage.com
Crown Mortgage
2019 Woodbrook Ct Suite 5, Charlottesville, VA 22901
(434) 975-5626 crownmortgage.com
Guild Mortgage - Katie Shiers
1939 Commonwealth Dr, Charlottesville, VA 22901
(434) 260-0421 branches.guildmortgage.com
Ben Aliff at First Heritage Mortgage
404 People Pl STE 303, Charlottesville, VA 22911
(434) 996-0016 fhmtg.com
Tammy Wilt, Gray Fox Mortgage LLC
1135 Rose Hill Dr Unit 101, Charlottesville, VA 22903
(434) 242-0046 grayfoxmortgage.com
First Heritage Mortgage, LLC - Charlottesville
404 People Pl STE 303, Charlottesville, VA 22911
(434) 227-5100 fhmtg.com
Carleton Garrett
700 Harris St Suite 204, Charlottesville, VA 22903
(434) 466-3393 movement.com
Moe Barros-MBS Mortgage
1 Boars Head Pointe #120, Charlottesville, VA 22903
(434) 305-2278 mbsmortgages.com
Mahone Mortgage
685 Berkmar Ct, Charlottesville, VA 22901
(434) 293-5200 mahonemortgage.com
Homestead Funding Corp: Patricia I Madison | NMLS# 162252
300 E Main St Office 223, Charlottesville, VA 22902
(917) 559-3659 homesteadfunding.com
C&F Mortgage Corp
3920 Lenox Ave, Charlottesville, VA 22901
(434) 974-1450 cfmortgagecorp.com
Motto Mortgage Premier Services
900 Gardens Blvd #100, Charlottesville, VA 22901
(434) 216-1981 mottomortgage.com
Homestead Funding Corp. – Charlottesville
300 W Main St, Charlottesville, VA 22902
(917) 559-3659 homesteadfunding.com
Stephanie Conteh
1939 Commonwealth Dr, Charlottesville, VA 22901
(434) 327-5173
Guild Mortgage Company
1939 Commonwealth Dr, Charlottesville, VA 22901
(434) 327-5166 branches.guildmortgage.com
Larry Saunders at NEXA Mortgage, LLC
910 Marshall St, Charlottesville, VA 22901
(434) 466-5662 larrysloans.com
1st Nations Mortgage Corp.
204 Ridge St, Charlottesville, VA 22902
(434) 607-9201

What Does a Reverse Mortgage Specialist in Charlottesville Cost?

Typical costs for a reverse mortgage in Virginia include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title work. Total closing costs often range from 2,000 to 6,000 dollars depending on the property value and loan type. These costs are usually financed into the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a reverse mortgage specialist do in Charlottesville?
A specialist guides you through the HECM process including eligibility, loan terms, and closing. They also coordinate with Virginia-required independent counseling and explain how local property taxes and insurance affect the loan.
Are there Virginia-specific rules for reverse mortgages?
Yes. Virginia mandates a 3-day right of rescission after closing. Borrowers must also receive a disclosure about loan costs and alternatives. The state does not impose additional taxes on reverse mortgage proceeds.

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