Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 20 reverse mortgage specialists in Charlottesville, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jenna Stiltner - Atlantic Coast Mortgage
1415 Rolkin Ct Suite 302, Charlottesville, VA 22911
4345310719
Atlantic Coast Mortgage - Charlottesville
1415 Rolkin Ct Suite 302, Charlottesville, VA 22911
4344461800
Ryan Schuett at Prosperity Home Mortgage - Charlottesville
350 Old Ivy Way SUITE 200, Charlottesville, VA 22903
4344227457
Todd Jenkins - Gray Fox Mortgage, LLC
1135 Rose Hill Dr, Charlottesville, VA 22903
4349876273
Crown Mortgage
2019 Woodbrook Ct Suite 5, Charlottesville, VA 22901
4349755626
Guild Mortgage - Katie Shiers
1939 Commonwealth Dr, Charlottesville, VA 22901
4342600421
Ben Aliff at First Heritage Mortgage
404 People Pl STE 303, Charlottesville, VA 22911
4349960016
Tammy Wilt, Gray Fox Mortgage LLC
1135 Rose Hill Dr Unit 101, Charlottesville, VA 22903
4342420046
First Heritage Mortgage, LLC - Charlottesville
404 People Pl STE 303, Charlottesville, VA 22911
4342275100
Carleton Garrett
700 Harris St Suite 204, Charlottesville, VA 22903
4344663393
Moe Barros-MBS Mortgage
1 Boars Head Pointe #120, Charlottesville, VA 22903
4343052278
Mahone Mortgage
685 Berkmar Ct, Charlottesville, VA 22901
4342935200
Homestead Funding Corp: Patricia I Madison | NMLS# 162252
300 E Main St Office 223, Charlottesville, VA 22902
9175593659
C&F Mortgage Corp
3920 Lenox Ave, Charlottesville, VA 22901
4349741450
Motto Mortgage Premier Services
900 Gardens Blvd #100, Charlottesville, VA 22901
4342161981
Homestead Funding Corp. – Charlottesville
300 W Main St, Charlottesville, VA 22902
9175593659
Stephanie Conteh
1939 Commonwealth Dr, Charlottesville, VA 22901
4343275173
Guild Mortgage Company
1939 Commonwealth Dr, Charlottesville, VA 22901
4343275166
Larry Saunders at NEXA Mortgage, LLC
910 Marshall St, Charlottesville, VA 22901
4344665662
1st Nations Mortgage Corp.
204 Ridge St, Charlottesville, VA 22902
4346079201
What Does a Reverse Mortgage Specialist in Charlottesville Cost?
Typical costs for a reverse mortgage in Virginia include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title work. Total closing costs often range from 2,000 to 6,000 dollars depending on the property value and loan type. These costs are usually financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist do in Charlottesville?
A specialist guides you through the HECM process including eligibility, loan terms, and closing. They also coordinate with Virginia-required independent counseling and explain how local property taxes and insurance affect the loan.
Are there Virginia-specific rules for reverse mortgages?
Yes. Virginia mandates a 3-day right of rescission after closing. Borrowers must also receive a disclosure about loan costs and alternatives. The state does not impose additional taxes on reverse mortgage proceeds.
How long does it take to get a reverse mortgage in Charlottesville?
The process usually takes 30 to 45 days. This includes the mandatory counseling session, property appraisal, and underwriting. Delays can occur if the home needs repairs to meet FHA standards.