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Find Reverse Mortgage Specialists Near You in Bismarck, ND
Looking for a reverse mortgage specialist in Bismarck? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Bismarck, ND
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Dakota before hiring.
Showing 18 reverse mortgage specialists in Bismarck, ND
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Assure Home Mortgage - NMLS - #2106984 Tanya Decker
1120 College Dr, Bismarck, ND 58501
7012203954
Tanya Long - Mortgage Broker at Mountain State Financial Group NMLS 1634834
1600 E Interstate Ave Suite 4A, Bismarck, ND 58503
7014711687
Travis Lang - Mortgage Lender | Barrett Financial Group, LLC.
114 N 4th St, Bismarck, ND 58501
7012264651
eLendingNow
1655 N Grandview Ln Suite 105B, Bismarck, ND 58503
7013554172
Joe Sheehan - Granite Bank
120 N 3rd St, Bismarck, ND 58501
7014003926
Gate City Bank
304 E Rosser Ave, Bismarck, ND 58501
7013557620
Gate City Bank
1725 Golf Dr, Bismarck, ND 58503
7013557650
Gate City Bank
2710 State St, Bismarck, ND 58503
7013557640
Dynamic Mortgage Group
921 S 9th St Ste 108, Bismarck, ND 58504
7017510932
Amy Burkel - NMLS #1486533 - Fairway Home Mortgage
A reverse mortgage specialist in Bismarck can help homeowners aged 62 and older access home equity through a Home Equity Conversion Mortgage (HECM). In North Dakota, all reverse mortgage counselors must be approved by the U.S. Department of Housing and Urban Development (HUD). Local specialists understand Bismarck real estate values and the specific disclosure rules under North Dakota Century Code Chapter 47-15.
What Does a Reverse Mortgage Specialist in Bismarck Cost?
Typical costs for a reverse mortgage in North Dakota include an origination fee of up to $6,000, a mortgage insurance premium of 2% of the home value, and third-party charges such as appraisal and title fees ranging from $500 to $2,000. Annual servicing fees are usually capped at $35 per month. These costs vary by lender and loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Bismarck?
Borrowers must be at least 62 years old. The youngest borrower on the title must meet this age requirement. North Dakota law does not allow any exceptions to this federal HUD rule.
Do I need counseling before getting a reverse mortgage in North Dakota?
Yes, federal law requires all borrowers to complete a counseling session with a HUD-approved counselor. North Dakota also requires that the counseling be provided by an independent third party not affiliated with the lender.
What happens to the loan when I move out of my Bismarck home?
The loan becomes due when you permanently leave the home, sell the property, or pass away. Under North Dakota law, the lender must provide a 30-day notice before initiating foreclosure proceedings.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Dakota.