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Compare reverse mortgage specialists in Minot. Review contact information and insurance categorys before you decide.
14 agents listed
Updated May 2026
Minot, ND
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Dakota before hiring.
Showing 14 reverse mortgage specialists in Minot, ND
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Aspire Credit Union
1430 S Broadway, Minot, ND 58701
7018375353
eLendingNow
1408 20th Ave SW #3rd, Minot, ND 58701
7018383247
Mission Mortgage Group - Powered by New American Funding - Sarah Burckhard, Jocelyn Herslip, Nathan Vetter & Dianne Benson
A reverse mortgage specialist in Minot, North Dakota helps homeowners aged 62 and older convert home equity into tax-free funds. North Dakota law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage. Specialists guide clients through the process, including property eligibility and repayment terms specific to the Minot area.
What Does a Reverse Mortgage Specialist in Minot Cost?
Typical costs for a reverse mortgage in North Dakota include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. These fees total between 2000 and 6000 dollars for most loans, but exact amounts depend on the home value and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Minot?
A reverse mortgage specialist is a licensed professional who helps seniors in Minot obtain a Home Equity Conversion Mortgage. They explain loan terms, costs, and eligibility requirements under North Dakota law.
What are the requirements for a reverse mortgage in North Dakota?
Borrowers must be at least 62 years old, own a home with sufficient equity, and complete HUD-approved counseling. The property must be the primary residence and meet FHA standards.
How does North Dakota law affect reverse mortgages?
North Dakota follows federal HECM rules but requires that counseling be provided by a HUD-approved agency. The state also mandates clear disclosure of loan terms and prohibits predatory lending practices.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Dakota.