Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Dakota before hiring.
Showing 9 reverse mortgage specialists in Williston, ND
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gate City Bank
422 Main St, Williston, ND 58801
7017747300
TruWealth Financial
125 Main St, Williston, ND 58801
7017740000
Julia Hill at CrossCountry Mortgage
1500 14th St W Office G, Williston, ND 58801
7015707141
Julia Hill-U.S. Bank Mortgage
202 Main St, Williston, ND 58801
7015778207
Investment & Retirement Advisors
1105 2nd St W #101, Williston, ND 58801
7017740653
Major Mortgage
Major, 1411 W Dakota Pkwy Ste 3A, #203, Williston, ND 58801
9702571500
Deanette Piesik at CrossCountry Mortgage
1500 14th St W Office G, Williston, ND 58801
7017070295
Alex Gilbertson - Basin Brokers
106 Main St A, Williston, ND 58801
7017705310
Cardinal Financial
723 Main St, Williston, ND 58801
7016096561
What Does a Reverse Mortgage Specialist in Williston Cost?
Typical costs for a reverse mortgage in North Dakota include an origination fee of up to $6,000, a mortgage insurance premium of 2% of the home value, and third-party fees like appraisal and title search. Total closing costs often range from $5,000 to $15,000. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Williston do?
A specialist explains HECM loan options, calculates available equity, and helps you apply. They also coordinate with a HUD-approved counselor as required by North Dakota law. Their role is to ensure you understand the loan terms and your responsibilities.
Do I need to own my home free and clear to get a reverse mortgage in Williston?
No, but you must have significant equity in the home. The loan pays off any existing mortgage first. In North Dakota, the property must be your primary residence and meet HUD property standards.
What are the age requirements for a reverse mortgage in North Dakota?
All borrowers must be at least 62 years old. For married couples, both names must be on the loan to protect the non-borrowing spouse. North Dakota follows federal HECM rules on age and occupancy.