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Compare Reverse Mortgage Specialists in Prince Frederick, MD
Directory of reverse mortgage specialists in Prince Frederick, Maryland. Verify credentials with the state mortgage licensing authority before hiring.
13 agents listed
Updated May 2026
Prince Frederick, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 13 reverse mortgage specialists in Prince Frederick, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rebecca Stevenson Douglas Motto Mortgage Preferred
132 Main St, Prince Frederick, MD 20678
4439687800
Darren Rickwood (NMLS ID 170353) - First Home Mortgage
230 Merrimac Ct #86, Prince Frederick, MD 20678
4439689256
PRMG
826 Solomons Island Rd N, Prince Frederick, MD 20678
4435325111
Kelcie Siefring Motto Mortgage Preferred
132 Main St, Prince Frederick, MD 20678
2407542345
Jenna Grooms Home Loans - PRMG, Inc.
65 Duke St Suite 101B-1, Prince Frederick, MD 20678
3019974423
Team Rickwood - First Home Mortgage
230 Merrimac Ct, Prince Frederick, MD 20678
4439689256
Danny Prince- First Home Mortgage
230 Merrimac Ct, Prince Frederick, MD 20678
4104748083
Movement Mortgage
162 Main St Ste 2, Prince Frederick, MD 20678
8773141499
Kim Moller - PRMG Inc.
65 Duke St 101 B-1, Prince Frederick, MD 20678
4104740234
Motto Mortgage Preferred
132 Main St, Prince Frederick, MD 20678
4432956500
Zac Rucci Motto Mortgage Preferred
132 Main St, Prince Frederick, MD 20678
2408335363
Richard Martin Motto Mortgage Preferred
132 Main St, Prince Frederick, MD 20678
2405617099
Brandon Rider Motto Mortgage Preferred
132 Main St, Prince Frederick, MD 20678
4432956500
A reverse mortgage specialist in Prince Frederick, Maryland helps older homeowners access home equity without monthly payments. Maryland law requires borrowers to receive counseling from a HUD-approved agency before obtaining a reverse mortgage. This service is available for residents of Calvert County and surrounding areas.
What Does a Reverse Mortgage Specialist in Prince Frederick Cost?
Typical costs for a reverse mortgage specialist in Maryland include origination fees (up to $6,000), third-party charges (appraisal, title search, recording fees ranging from $500 to $2,500), and an upfront mortgage insurance premium (2% of the home value). Annual mortgage insurance premiums are 0.5% of the loan balance. Costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Prince Frederick do?
A reverse mortgage specialist guides homeowners through the process of obtaining a Home Equity Conversion Mortgage (HECM). They explain eligibility, loan terms, and repayment options specific to Maryland regulations.
Is counseling required for a reverse mortgage in Maryland?
Yes, Maryland law requires all reverse mortgage applicants to complete counseling with a HUD-approved agency. This session must occur before the loan application is submitted.
What are the eligibility requirements for a reverse mortgage in Prince Frederick?
Borrowers must be at least 62 years old, own their home outright or have a low mortgage balance, and live in the property as their primary residence. The home must also meet HUD property standards.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.